Patch Homes Home Equity Loans Review
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Patch Homes is a California-based consumer finance company that offers debt-free home equity financing for a ten-year period, without monthly payments or interest, in exchange for a percentage of the home's future appreciation or depreciation value. Their services are only available in California, but they are looking into future expansions.
- California cash-out home equity at 0%
- No monthly payments
- Access up to 80% LTV with flexible term of 10 years
- Payoff credit cards, personal loans, home improvement, etc.
- Fast closing in 15-20 days
- Approval of credit scores till 600
- Service only available in California
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