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Bethpage Federal Credit Union Home Equity Review

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Bethpage Federal Credit Union is a credit union backed by the National Credit Union Association. It's based in Bethpage, New York, and offers a variety of personal and business banking products, including home equity lines of credit (HELOCs). It is an Equal Housing Lender.

How is Bethpage Federal Credit Union rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

Bethpage Federal Credit Union is an affordable HELOC provider for those seeking loans under $500,000. While it doesn't offer home equity loans directly, you can convert all or a portion of your HELOC into a fixed-rate home equity loan after you're approved. There is an application form online for those who prefer to do it themselves, but Bethpage also strives to make itself available to potential customers with questions, so this is a good place to begin if you don't find the information you're seeking on its website.

Bethpage Federal Credit Union Features

Lender Type
Online Lender
Loan Types Available
Home Equity Loan
Home Equity Line of Credit
Minimum Home Equity Loan
$10,000
Maximum Home Equity Loan
$1
Home Equity Loan Max Term
20 years
Home Equity Loan Fixed Rates Starting At
7.49% fixed for 12 months
Minimum HELOC
$10,000
Maximum HELOC
$1
Max HELOC Draw Period
10 years
HELOC Fixed Rates Starting At
7.49% fixed for 12 months, then prime thereafter if qualified
Waived Fees
Origination Fee
Application Fee
Appraisal Fee
No Closing Costs

Bethpage Federal Credit Union Qualifications

Minimum Credit Score
670

Bethpage Federal Credit Union Customer Experience

Total Consumer Financial Protection Bureau Complaints
0
Site Features & Technology
Home Equity Calculator
Online Application
Home Equity FAQ

Memberships & Accreditations
Equal Opportunity Lender
Nationwide Mortgage Licensing System ID
449104
Nationwide Mortgage Regulatory Actions
0
Trust Pilot Rating
4.0 out of 5
BBB Rating
A+
Date Collected
2020-02-24

Contact & Additional Information

Homepage URL
Company Phone
(800) 628-7070
Headquarters Address
899 S Oyster Bay Rd., Bethpage, NY, 11714
Year Founded
1941

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