10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2026
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: March 16, 2026
State: Ohio
Rocket Mortgage
Unlock the Value Already in Your Home
Put your home’s equity to work for you
Predictable payments with fixed interest rates
Guidance from experienced home loan experts
Fund renovations, upgrades, or major expenses
Figure
Largest Non-Bank HELOC Lender in the US
Approval in 5 minutes. Funding in as few as 5 days
Borrow $15K-$400K, redraw up to 100%
Consolidate debt or finance your next home project
Good/Excellent credit
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Low rates, quick quotes & approval
AI driven analysis to maximize savings
Real savings, real fast - $1,100 avg monthly savings
$130 Billion funded & 23 years in business
Our Partner
Unlock
Access Home Equity Without a Loan
No interest charges
Fast and easy application process
Flexible terms & no monthly payments
Up to $500K with a Home Equity Agreement (HEA)
Our Partner
Achieve Home Loans
Smart Debt Consolidation Solution for Homeowners
Fast Funding - as little as 10 days
Save an average of $800/mo when consolidating debt
A+ BBB rating, 4.8 stars on Trustpilot
Recommended FICO Score of 640+
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
No appraisal fee for HELOC & Cash-Out Refi
Pay off debt or high-Interest credit cards
Find the solution for tapping into your home equity
Don't see the business you are looking for?
Suggest a Business