10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2026
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: June 16, 2026
State: Ohio
Figure
Largest Non-Bank HELOC Lender in the US
Approval in 5 minutes. Funding in as few as 5 days
Borrow $15K-$400K, redraw up to 100%
Consolidate debt or finance your next home project
Good/Excellent credit
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Low rates, quick quotes & approval
AI driven analysis to maximize savings
Real savings, real fast - $1,100 avg monthly savings
$130 Billion funded & 23 years in business
Our Partner
Unlock
Access Home Equity Without a Loan
No interest charges
Fast and easy application process
Flexible terms & no monthly payments
Up to $500K with a Home Equity Agreement (HEA)
Our Partner
Get up to $600,000, no monthly payments required
Repay anytime within the 30 year term with no penalty
Prequalifying won't affect your credit score
No income requirements
Our Partner
Achieve Home Loans
Smart Way to Consolidate Debt (for Homeowners)
Fast funding - Get your funds in as little as 5 days
A+ BBB Rating, 4.8 Stars on Trust Pilot
No refinance required, borrow up to $700k
Minimum FICO Score of 640+
Our Partner
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
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