10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2025
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: July 31, 2025
State: Ohio
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
92% of clients discover savings in minutes
Turn your home equity into the cash you need
Over $100 Billion Funded. 21 Years in Business
Our Partner
Unlock
Access Home Equity Without a Loan
No Interest Charges
Fast and Easy Application Process
Flexible Terms & No Monthly Payments
Access up to $500K with a Home Equity Agreement (HEA)
Our Partner
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
Our Partner
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
Our Partner
FourLeaf Federal Credit Union
Home Equity Line of Credit
Competitive fixed intro rate for 12-months
Access cash when you need it
Easy online application process
Consolidate debt or renovate your home
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