10 Best Cash-Out Refinance Lenders of 2026
Our editors have selected the best cash-out refinance lenders. Use our reviews and comparisons to determine which option is right for you.
Last Updated: July 30, 2026
State: Ohio
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Cash Out Refinance & Home Equity Loans
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
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Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
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Splitero
Access home equity with no monthly payments
Get up to $500k cash from your home
Streamlined funding process
No income required; keep your mortgage
Personalized support you can trust
Our Partner
Unlock Home Equity With a Reverse Mortgage
Keep your current low-rate first mortgage
A smart option for today’s higher-rate market
Explore reverse mortgage options—no obligation to apply. Get a lump sum of cash to meet your needs
Our Partner
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for any borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun loan amount, $0 in origination fees
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
92% of clients discover savings in minutes
Turn your home equity into the cash you need
Over $130 Billion Funded. 23 Years in Business
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