10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2026
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: March 16, 2026
State: Ohio
Figure
Largest Non-Bank HELOC Lender in the US
Approval in 5 minutes. Funding in as few as 5 days
Borrow $15K-$400K, redraw up to 100%
Consolidate debt or finance your next home project
Good/Excellent credit
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
No appraisal fee for HELOC & Cash-Out Refi
Pay off debt or high-Interest credit cards
Find the solution for tapping into your home equity
Hometap
No Cash Due at Closing
No monthly payments necessary
Borrow up to $600,000
No prepayment penalties
Only 25% equity required
Fixed Interest Rates for Predictable Payments
Unlock the Value Already in Your Home
Put your home’s equity to work for you
680 minimum credit score for an Equity Loan
Guidance from experienced home loan experts
Fund renovations, upgrades, or major expenses
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
92% of clients discover savings in minutes
Turn your home equity into the cash you need
Over $130 Billion Funded. 23 Years in Business
Don't see the business you are looking for?
Suggest a Business