10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2026
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: July 30, 2026
State: Ohio
Our Partner
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
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Splitero
Access home equity with no monthly payments
Get up to $500k cash from your home
Streamlined funding process
No income required; keep your mortgage
Personalized support you can trust
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Unlock Home Equity With a Reverse Mortgage
Keep your current low-rate first mortgage
A smart option for today’s higher-rate market
Explore reverse mortgage options—no obligation to apply. Get a lump sum of cash to meet your needs
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Hometap
No Cash Due at Closing
No monthly payments necessary
Borrow up to $600,000
No prepayment penalties
Only 25% equity required
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Fixed Interest Rates for Predictable Payments
Unlock the Value Already in Your Home
Put your home’s equity to work for you
680 minimum credit score for an Equity Loan
Guidance from experienced home loan experts
Fund renovations, upgrades, or major expenses
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
92% of clients discover savings in minutes
Turn your home equity into the cash you need
Over $130 Billion Funded. 23 Years in Business
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