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The Hartford Flood Insurance Review


ConsumersAdvocate.org Rating: 4 / 5 (Excellent)
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The Hartford is one of the oldest insurance companies in the country. With more than 205 years of expertise in the industry, the company offers insurance against damages to buildings, personal properties and its contents caused by floods.

 

Company Profile

BBB Ratings

A-

States Served

50

Age of Company

205

AM Best Ratings

A+

 

Structures Covered

Condo

Yes

Townhouses

Yes

Offices

Yes

Apartments

Yes

 

Plan Details

The Hartford offers an annual plan protection to your belongings and properties. But, the policy plan will be effective after 30 days once the payment has been fully paid.

Policy Effectivity

30 Days

Annual Plan

Yes

Minimum Coverage

Not Stated

Maximum Coverage

Not Stated

Sample Policy

None

Privacy  Policy

Yes

 

Coverage and Protection

Hartford flood insurance covers personal injury, appliances, furniture, electrical and plumbing system, personal belongings, floor coverings, debris removal and non-flammable insulation.

Personal Injury

Yes

Cars

No

Appliance

Yes

Furniture

Yes

Electrical and Plumbing System

Yes

Personal Belongings

Yes

Floor Coverings

Yes

Debris Removal

Yes

Currency and Valuable Papers

No

Non-flammable insulation

Yes

Commercial

Yes

Residential

Yes

 

Coverage Limitation Areas

Basement

Not Stated

Crawl Space

Not Stated

Walk-out Basement

Not Stated

Enclosed Areas

Not Stated

 

Help, Support and Usability

Hartford offers limited help and support options. Online quotes, online claims, FAQs, and live chat are missing. But, they have a quick estimate tool for coverage calculations.

 

Coverage Calculator

Yes

Online Quotes

No

Online Claims

No

Telephone Support

Yes

Email

Yes

Live Chat

No

FAQs

No

 

Flood Insurance at The Hartford

The Hartford is one of the oldest insurance companies with more than 200 years in the industry. The company is rated A+ by the A.M Best Ratings. The company offers a good range of coverage for protecting policy holders against costly property damage and repairs. The Hartford primarily sells policies with the help of independent agents but is limited in terms of its customer support.   


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