State Farm Flood Insurance Review

State Farm is an insurance company that offers homeowners and businesses coverage for property damage and personal injuries during floods. It helps pay for the cost of repairs or replacement of damaged property or lost personal belongings. State Farm also offer flexible flood insurance plans that can be tailored to individual budget and coverage needs.

Company Profile

Structures Covered                    

State Farm covers all standard residential and business structures. Prior assessment of your property is required when applying for a policy.

Plan Details

State Farm flood insurance plans are based on an annual contract. There is 30-days waiting period before the policy becomes effective. This means any flood damage that occurs before the effective date of your plan is not covered.

Coverage and Protection

State Farm insurance offers for valuables lost or damaged by floods in residential and commercial properties. Other damages such as floor coverings, debris removal and electrical and plumbing system are also covered.

Coverage Limitation Areas

Unfortunately the company did not post information on their list of areas not covered in their flood insurance plans.

Help, Support and Usability

State Farm has a variety of online resources such as an online coverage calculator for quick estimates.  Claims could also be made either online or through the phone.

Flood Insurance at State Farm

State Farm certainly has a lot to offer in term of its flood insurance plans for both homes and businesses. Aside from its long list of covered items, the company also has a wireless home monitoring system for monitoring their properties 24/7. Overall, a good choice for flood insurance shoppers looking for solid coverage and service.