Nationwide Flood Insurance Review

#9 in Flood Insurance

Nationwide Insurance gives coverage for all kinds of flood related property damage and injuries. The company has several flood insurance programs that offer a mix of flood coverage options. Included in its flood insurance offer is repair or replacement of covered items. The company also offers flood insurance for both residential and businesses.

 

Company Profile

BBB Ratings

A

States Served

50

Age of Company

90

AM Best Ratings

A+

 

Structures Covered

Nationwide Insurance offers coverage for condos, offices, apartments and townhouses when unexpected flood calamities occur.  Premiums may according to the type of structure covered.

Condo

Yes

Townhouses

Yes

Offices

Yes

Apartments

Yes

 

Plan Details

Nationwide has a policy effectivity of 30 days upon payment. The company offers an annual protection plan for properties and its contents.

Policy Effectivity

30 days

Annual Plan

Yes

Minimum Coverage

Not Stated

Maximum Coverage

Not Stated

Sample Policy

None

Privacy  Policy

Yes

 

Coverage and Protection

Coverage includes possessions such as appliances, furniture, and other valuables. This include clean up and removal or debris. Coverage is subject to policy exclusions and limits.

Personal Injury

Yes

Cars

No

Appliance

Yes

Furniture

Yes

Electrical and Plumbing System

Yes

Personal Belongings

Yes

Floor Coverings

Yes

Debris Removal

Yes

Currency and Valuable Papers

No

Non-flammable insulation

Yes

Commercial

Yes

Residential

Yes

 

Coverage Limitation Areas

Basement

Not Stated

Crawl Space

Not Stated

Walk-out Basement

Not Stated

Enclosed Areas

Not Stated

 

Help, Support and Usability

Nationwide has limited connection options for customer support. It does not have a coverage calculator for fast cost estimation. The company does not also have online quotes and live chat.

 

Coverage Calculator

No

Online Quotes

No

Online Claims

Yes

Telephone Support

Yes

Email

Yes

Live Chat

No

FAQs

No

 

Flood Insurance at Nationwide

Nationwide is a mutual insurance company that provides homeowners and businesses flood insurance services across all states. The company does exceptionally well in terms of claims payment, estimates and repair services. Nationwide also covers living expenses while home repairs are undergoing. Reasonable premiums coupled with solid coverage and responsive claim services makes Nationwide, one of our top picks for flood insurance.

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