Flood Insurance
of 2024
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Metlife Flood Insurance Review
ConsumersAdvocate.org
Metropolitan Life Insurance Company also known as MetLife is a leading provider of flood insurance service for residents and businesses across the country. Its flood insurance plans offer coverage for personal injuries, property damage and contents from floods. The company also participates in the government’s National Flood Insurance Program.
Company Profile
|
BBB Ratings |
Not Rated |
|
States Served |
50 |
|
Age of Company |
152 |
|
AM Best Ratings |
A+ |
Structures Covered
Metlife flood insurance standard policy protect against damage to buildings such as condo, townhouses, offices and apartments. But, your structure is still subject for inspection and assessment.
|
Condo |
Yes |
|
Townhouses |
Yes |
|
Offices |
Yes |
|
Apartments |
Yes |
Plan Details
The company did not disclose information regarding on the minimum and maximum coverage because it depends on your premium and declared values of your properties. In addition, Metlife has a 30-day policy effectivity.
|
Policy Effectivity |
30 days |
|
Annual Plan |
Yes |
|
Minimum Coverage |
Not Stated |
|
Maximum Coverage |
Not Stated |
|
Sample Policy |
None |
|
Privacy Policy |
Coverage and Protection
MetLife flood insurance secures your properties and belongings from unexpected calamities. Your car, appliances, furniture, personal valuables, floor coverings, debris removal are covered. This also include flood-related accidents that cause personal injury.
|
Personal Injury |
Yes |
|
Cars |
Yes |
|
Appliance |
Yes |
|
Furniture |
Yes |
|
Electrical and Plumbing System |
Yes |
|
Personal Belongings |
Yes |
|
Floor Coverings |
Yes |
|
Debris Removal |
Yes |
|
Currency and Valuable Papers |
No |
|
Non-flammable insulation |
No |
|
Commercial |
Yes |
|
Residential |
Yes |
Coverage Limitation Areas
|
Basement |
Not Stated |
|
Crawl Space |
Not Stated |
|
Walk-out Basement |
Not Stated |
|
Enclosed Areas |
Not Stated |
Help, Support and Usability
|
Coverage Calculator |
No |
|
Online Quotes |
Yes |
|
Online Claims |
No |
|
Telephone Support |
Yes |
|
|
Yes |
|
Live Chat |
No |
|
FAQs |
Yes |
Flood Insurance at MetLife
We’ve included MetLife in our list of flood insurance companies for its competitive premiums and comprehensive coverage. However, it still lacks in some areas such as online claim features, online chat support, and coverage calculator.
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