Metlife Flood Insurance Review

#8 in Flood Insurance

Metropolitan Life Insurance Company also known as MetLife is a leading provider of flood insurance service for residents and businesses across the country. Its flood insurance plans offer coverage for personal injuries, property damage and contents from floods. The company also participates in the government’s National Flood Insurance Program.

 

Company Profile

BBB Ratings

Not Rated

States Served

50

Age of Company

152

AM Best Ratings

A+

 

Structures Covered

Metlife flood insurance standard policy protect against damage to buildings such as condo, townhouses, offices and apartments. But, your structure is still subject for inspection and assessment.

Condo

Yes

Townhouses

Yes

Offices

Yes

Apartments

Yes

 

Plan Details

The company did not disclose information regarding on the minimum and maximum coverage because it depends on your premium and declared values of your properties. In addition, Metlife has a 30-day policy effectivity.

Policy Effectivity

30 days

Annual Plan

Yes

Minimum Coverage

Not Stated

Maximum Coverage

Not Stated

Sample Policy

None

Privacy  Policy

Yes

 

Coverage and Protection

MetLife flood insurance secures your properties and belongings from unexpected calamities. Your car, appliances, furniture, personal valuables, floor coverings, debris removal are covered. This also include flood-related accidents that cause personal injury.

Personal Injury

Yes

Cars

Yes

Appliance

Yes

Furniture

Yes

Electrical and Plumbing System

Yes

Personal Belongings

Yes

Floor Coverings

Yes

Debris Removal

Yes

Currency and Valuable Papers

No

Non-flammable insulation

No

Commercial

Yes

Residential

Yes

 

Coverage Limitation Areas

Basement

Not Stated

Crawl Space

Not Stated

Walk-out Basement

Not Stated

Enclosed Areas

Not Stated

 

Help, Support and Usability

Coverage Calculator

No

Online Quotes

Yes

Online Claims

No

Telephone Support

Yes

Email

Yes

Live Chat

No

FAQs

Yes

 

Flood Insurance at MetLife

We’ve included MetLife in our list of flood insurance companies for its competitive premiums and comprehensive coverage. However, it still lacks in some areas such as online claim features, online chat support, and coverage calculator. 

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