Geico Flood Insurance Review

Geico is one of the largest insurance providers today and was originally started in 1936 as the Employee Insurance Company for the Government and Military personnel. Included in its line-up of insurance programs is flood insurance which offers coverage for personal injury, structure and property damage during floods.

Company Profile

Structures Covered

Geico flood insurance is available for condominiums, townhouses, offices and apartments. Coverage and specific policy limits may differ with each structure.

Plan Details

Geico does not disclose the minimum and maximum coverage for its flood insurance plans. Coverageand premiums depends on individual client needs and budget. There is 30-day waiting time from the date of purchased before the policy goes into effect.

Coverage and Protection

Geico flood insurance covers property damage for residential and commercial properties. Coverage includes personal injury, cars, appliances, floor coverings, electrical and plumbing system, personal belongings and debris removal.

Coverage Limitation Areas

There are limits for areas located in low elevated floors. Areas not covered are basements, crawl spaces, walk-out basements, and other enclosed areas.

Help, Support and Usability

Geico gives policyholders easy access to information and online support services like coverage calculator, online quotation, online claims, 24-hour telephone claim as well as telephone support, and FAQs. However, live chat is not currently available.

Flood Insurance at Geico

Geico has been rated A++ by A.M Best Ratings and A+ by the BBB which is a testament to the company’s solid financial ratings and customer service. Its flood insurance plans provide excellent coverage for property damage and personal injury. The company also gives customers easy access to its customer support services. Geico is an all-around performer giving clients solid flood insurance coverage at very competitive prices.