Farmers Flood Insurance Review

#3 in Flood Insurance

Farmers Insurance offers comprehensive flood plans for homes and business owners. Flood Insurance at Farmers is available in all 50 states to cover your properties from loss. However, coverage and protection contents may vary depending on each policyholder.

 

Company Profile

BBB Ratings

B+

States Served

50

Age of Company

87

AM Best Ratings

A

 

Structures Covered

Farmers Insurance Company offers flood insurance for apartments, condominium, townhouses, and apartment in all 50 states.

Condo

Yes

Townhouses

Yes

Offices

Yes

Apartments

Yes

 

Plan Details

Farmers Insurance Company has a minimum coverage of $100,000 and maximum coverage of $500,000. Covered amount is based on the price of property declared.

Policy Effectivity

30-days

Annual Plan

Yes

Minimum Coverage

$100,000

Maximum Coverage

$500,000

Sample Policy

None

Privacy  Policy

Yes

 

Coverage and Protection

Farmers Insurance caters to residential and commercial buildings in all states. Coverage includes personal injury, personal belongings such as appliances, furniture, and other contents. Services such as debris removal, electrical/plumbing, and floor coverings are also included in its list of covered items.

Personal Injury

Yes

Cars

No

Appliance

Yes

Furniture

Yes

Electrical and Plumbing System

Yes

Personal Belongings

Yes

Floor Coverings

Yes

Debris Removal

Yes

Currency and Valuable Papers

No

Non-flammable insulation

Yes

Commercial

Yes

Residential

Yes

 

Coverage Limitation Areas

Farmers excludes areas such as low-structured areas including basement, crawl space, walk-out basement, and enclosed area.

Basement

Yes

Crawl Space

Yes

Walk-out Basement

Yes

Enclosed Areas

Yes

 

Help, Support and Usability

Policy-holders at Farmers can view their policy agreement on their smart phones or by downloading their mobile app for easy adjustments and modification on their plan. Online quotes, coverage calculator, online claims, 24-hour telephone support are provided on their website.

 

Coverage Calculator

Yes

Online Quotes

Yes

Online Claims

Yes

Telephone Support

Yes

Email

Yes

Live Chat

No

FAQs

Yes

 

Flood Insurance at Farmers

Farmer is one of the largest flood insurance companies in the country and is available in all states. Farmers provides cover a variety of residential and commercial structures, its content and physical loss caused by flooding. The coverage limit is based on the value of the building and its content. Overall, Farmers is an all-around performer both in quality of service provided and the amount of coverage it provides in its flood insurance plans. 

Start your review for Farmers Flood Insurance