Amica Flood Insurance Review

#7 in Flood Insurance

Amica established in 1907, is one of the oldest insurance companies in the country. The company is a provider of flood insurance programs with a wide-range of coverage and highly flexible policy for many types of households against loss or property damage. Amica has an online quote tool for easy access to price information.

Company Profile

BBB Ratings

A+

States Served

48

Age of Company

108

AM Best Ratings

A++

 

Structures Covered

Amica provides coverage and protection for your condo, townhouses, and apartments. However, it does not cater offices or commercial buildings.

Condo

Yes

Townhouses

Yes

Offices

No

Apartments

Yes

 

Plan Details

Policy Affectivity

30-days

Annual Plan

Yes

Minimum Coverage

Not Stated

Maximum Coverage

Not Stated

Sample Policy

None

Privacy  Policy

Yes

 

Coverage and Protection

Amica insures your home’s structure and its contents. Personal injury, electrical and plumbing system, floor coverings, non-flammable insulations and debris removal are also covered.

Personal Injury

Yes

Cars

No

Appliance

Yes

Furniture

Yes

Electrical and Plumbing System

Yes

Personal Belongings

Yes

Floor Coverings

Yes

Debris Removal

Yes

Currency and Valuable Papers

No

Non-flammable insulation

Yes

Commercial

No

Residential

Yes

 

Coverage Limitation Areas

Amica did not state information with regards to the areas in your home not covered.

Basement

Not Stated

Crawl Space

Not Stated

Walk-out Basement

Not Stated

Enclosed Areas

Not Stated

 

Help, Support and Usability

Amica provides client assistance by giving access to instant online quotes, online claims, telephone support, FAQs, and e-mail. They don’t have a coverage calculator but they have live chat assistance for quick response for pricing and other concerns.

Coverage Calculator

No

Online Quotes

Yes

Online Claims

Yes

Telephone Support

Yes

Email

Yes

Live Chat

Yes

FA

Yes

 

Flood Insurance at Amica

Amica is a flood insurance company that offers good coverage at competitive premiums for residents across 48 states. They have a convenient and fast application process, telephone support and live chat for quick claims. In general, Amica insurance offers a reliable flood insurance program that gives you ample coverage protection against flood damage. However, flood insurance is not available for commercial properties and offices. 

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