Allstate Flood Insurance Review

Allstate markets a wide range of insurance tools and products designed to meet the needs of individual consumers and businesses. The company offers a comprehensive set of coverage selections for its flood insurance products. Allstate Flood Insurance gives 24/7 nationwide claims support and assistance for immediate access to customers concerns and inquiries.

Company Profile

Structures Covered

All State provides flood insurance for both residential and business owners. This includes coverage for offices, condominium, townhouses and apartments.

Plan Details

All State offers an annual-based plan for its flood insurance program. Minimum coverage is set at $100,000 and maximum coverage of $500,000. Covered amount vary according to the amount of properties and the items declared.

Coverage and Protection

All State includes coverage and protection for personal properties and its contents. Electrical & plumbing system, floor coverings, debris removal, and non-flammable insulation is also offered.

Coverage Limitation Areas

Lowest-elevated floors such as Basement, Crawl space, walks out basement and enclosed areas are not included in their flood coverage plan regardless of the date of construction.

Help, Support and Usability

All State gives customers easy access to their plan, coverage calculator, online claims, online quotes, 24-hour telephone claim as well as telephone support, live chat and FAQs.

Flood Insurance at All State

All State flood insurance program offers a good mix of coverage and protection that includes personal property, personal belongings and after calamities clean-up services. The company has a minimum coverage of $100,000 and a maximum coverage of $500,000 for both residential and commercial properties which is substantial in covering most losses from a flood. However, All State places certain limits on the areas covered in your home and business. Not included are low-land areas such as basements, crawl spaces, walk-out basements and other enclosed areas.