State Farm Earthquake Insurance Review

#3 in Earthquake Insurance

State Farm is a recognized leader in the insurance industry. It provides a broad range of personal and business insurance to consumers across all 50 states. Included in their line of insurance products is earthquake insurance. This offers coverage for personal injury and property damage in case of an earthquake.

Company Profile

BBB Ratings

B

States Served

50

Age of Company

93

AM Best Ratings

A+

 

Structures Covered

State Farm Insurance extends its earthquake insurance offer to condominiums, townhouses, apartments, single-family homes and offices. The company will cover repairs and replacements as long as it is stated in the policy.

Apartment

Yes

Condo

Yes

Townhouses

Yes

Single-Family Home

Yes

Offices

Yes

 

Plan Details

State Farm has a mobile app that can be downloaded for free. This app lets you browse and manage your policy, make claims, and change coverage. However, changes are subject for approval before it takes effect.

Minimum Coverage

Not Stated

Maximum Coverage

Not Stated

Annual Plan

Yes

Mobile Access

Yes

Sample Policy

None

Privacy Policy

Yes

 

Discounts

State Farm helps their clients make savings on their premiums through its discount options. Multi-policy discounts are for clients with more than two policies.

Multi-Policy Discount

Yes

Loyalty Discount

Yes

Claim-Free History

Yes

Other Discounts

None

 

Coverage and Protection

Aside from basic coverage and protection, State Farm adds debris removal, broken glass clean-up, electrical and plumbing services in their plans. Coverage and protection are available for residential and commercial properties.

Personal Belongings

Yes

Appliances

Yes

Furniture

Yes

Personal Injury

Yes

Electrical and Plumbing System

Yes

Debris Removal

Yes

Broken Glass Clean-Up

Yes

Residential

Yes

Commercial

Yes

 

Help, Support and Usability

State Farm provides numerous channels easy communication between its agents and clients. This includes online account management, telephone support, email, online claims, and online quotes.

Online Account Management

Yes

Coverage Calculator

Yes

Live Chat

No

Telephone Support

Yes

24 Hour Telephone Claims

No

Online Claims

Yes

Online Quotations

Yes

E-mail

Yes

FAQs

No

 

Earthquake Insurance at State Farm

State Farm Earthquake Insurance offers above average earthquake insurance for both home and business owners. The company is competitive when it comes to plan coverage, services, and discounts. Which makes State Farm a good place to start when shopping for earthquake insurance.

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