Farmers Earthquake Insurance Review

#1 in Earthquake Insurance

Farmers Insurance is a leading provider of insurance plans and products which includes earthquake insurance. This service is available for both residential and business in most states. It offers protection and coverage for personal properties damaged by an earthquake.

Company Profile 

 

BBB Ratings 

 B+

States Served 

 50

Age of Company 

 87

AM Best Ratings 

 A

 

Structures Covered

Farmer’s earthquake insurance is offered for a variety of property structures such as apartments, condominiums, townhouses, single-family homes, and offices to name a few. Policy restrictions and coverage may vary accordingly.

 

Apartment

Yes

Condo

Yes

Townhouses

Yes

Single-Family Home

Yes

Offices

Yes

 

Plan Details

Farmers Insurance has a minimum of $100,000 and a maximum coverage of $500,000. These amounts may vary depending on the insured value of your property. Farmers even allows policyholders to change their plan’s coverage online.

Minimum Coverage

$100,000

Maximum Coverage

$500,000

Annual Plan

Yes

Mobile Access

Yes

Sample Policy

None

Privacy Policy

Yes

 

Discounts

Farmers Insurance offers limited discount options compared to the other companies we reviewed. Discounts options are for multi-policy holders, bundle purchases or group discount.

 

Multi-Policy Discount

Yes

Loyalty Discount

No

Claim-Free History

No

Other Discounts

Bundle Discounts

 

Coverage and Protection

Farmers Insurance offers a wide range of coverage options on your personal belongings, appliances, and furniture. After calamities services like debris removal, broken glass clean up, electrical and plumbing system are also included in their plan protection.

Personal Belongings

Yes

Appliances

Yes

Furniture

Yes

Personal Injury

Yes

Electrical and Plumbing System

Yes

Debris Removal

Yes

Broken Glass Clean-Up

Yes

Residential

Yes

Commercial

Yes

 

Help, Support and Usability

These online tools consist of an online account management for an easy adjustment of the policy. A stress-free claim process is available 24/7 through phone and online.

 

Online Account Management

Yes

Coverage Calculator

Yes

Live Chat

No

Telephone Support

Yes

24 Hour Telephone Claims

Yes

Online Claims

Yes

Online Quotations

Yes

E-mail

Yes

FAQs

Yes

 

Earthquake Insurance at Farmers

Farmers Earthquake insurance provides good coverage and protection for homes and commercial properties across all states. The company allows you can customize your policy, manage your plan details, and adjust coverage values. 

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