Liberty Mutual Earthquake Insurance Review

#4 in Earthquake Insurance

Liberty Mutual is a leading property insurer in the United States founded in 1912. The company offers an extensive range of insurance products and comprehensive coverage options that available for US residents across the country. It earthquake insurance provides coverage for persons, structures and personal property damage in general against earthquakes. This includes full replacement costs for items and compensation for living expenses while your home is being fixed.

 

Company Profile

BBB Ratings

A+

States Served

50

Age of Company

103

AM Best Ratings

A

 

Structures Covered

Whether you live in a single-family house, condominium, townhouse, or even apartment, Liberty Mutual refuges all your buildings or offices when damaged by earthquake.

Apartment

Yes

Condo

Yes

Townhouses

Yes

Single-Family Home

Yes

Offices

Yes

 

Plan Details

Minimum Coverage

Not Stated

Maximum Coverage

Not Stated

Annual Plan

Yes

Mobile Access

Yes

Sample Policy

None

Privacy Policy

Yes

 

Discounts

Aside from the standard discount options, exclusive group savings are also offered for residential and commercial policyholders.

Multi-Policy Discount

Yes

Loyalty Discount

Yes

Claim-Free History

Yes

Other Discounts

Exclusive Group Savings

 

Coverage and Protection

Liberty Mutual insurance provides protection for valuables and property structures caused by an earthquake. Post- earthquake cleanup such as debris removal, broken glasses, electrical and plumbing systems are also covered.

 

Personal Belongings

Yes

Appliances

Yes

Furniture

Yes

Personal Injury

Yes

Electrical and Plumbing System

Yes

Debris Removal

Yes

Broken Glass Clean-Up

Yes

Residential

Yes

Commercial

Yes

 

Help, Support and Usability

Liberty Mutual Insurance Company gives policyholders access to their personal information through its online account management feature. It has a user-friendly website that lets you calculate property value and get a quick estimate of how earthquake insurance is going to cost you.

Online Account Management

Yes

Coverage Calculator

Yes

Live Chat

No

Telephone Support

Yes

24 Hour Telephone Claims

Yes

Online Claims

Yes

Online Quotations

Yes

E-mail

Yes

FAQs

Yes

 

Earthquake Insurance at Liberty Mutual

Liberty Mutual earthquake insurance offers comprehensive protection for earthquake related personal injuries and property damage. This is expected from a company who has specialized in providing insurance tool and products for more than a century. Liberty Mutual definitely comes high on our list of earthquake insurance services. Just be sure to check for availability, maximum coverage, rates, deductibles, discounts and premiums. 

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