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BBVA Premium Checking Accounts Review

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Headquartered in Alabama, BBVA is a company that offers banking services to individuals and businesses alike, including checking, savings, credit cards, CDs, and mortgages. Founded in 1964 as a subsidiary of Spanish-based Banco Bilbao Vizcaya Argentaria, BBVA has over 600 branches in 7 states. It is also a member of the Federal Deposit Insurance Corporation (FDIC).
 
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How is BBVA Premium Checking rated?

Breakdown

4.8/5
Account Features
4.8/5
Fees and Restrictions
4.5/5
Support, Reputation, and Financials

Overall Rating: 4.7 / 5 (Excellent)

BBVA Premium Checking Account is a great choice for individuals located in Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas that are looking for online banking services from a large, long-standing bank. Its checking accounts offer standard benefits compared to other banks, including a 1.00% APY on any balance, free online and mobile banking, and no ATM fees at branded locations. Customers looking for competitive APY and extended online services, such as mobile banking and bill pay, should consider BBVA.

BBVA Premium Checking Account Features

Account Features - 4.8 / 5

BBVA Premium Checking Account comes with standard services for bank in the United States. It includes a special offer of 1.00% APY on any balance, subject to change at any time, no ATM fees nationwide at more than 64,000 locations, automatic rebates of ATM fees charged by other banks, limit two per month, and added convenience of mobile deposit and online bill pay to check your account balances and view transactions from any device.
Types of Checking Accounts
Online Checking Accounts
Methods of Deposits
Mail Check
ATM Deposit
Mobile Check Deposit
Physical Branch
Online Transfer
Direct Deposit
Integration with Other Online Accounts
Savings
No-Fee ATM
No-Fee at Branded ATMs
ATM Locations
More than 64,000 branded locations
Branch Offices
Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas

Interest (APY)

1.00
Pay Bills Online
Yes
EMV Chip Technology
Yes
Bank Checks
Yes
Mobile App
Yes

BBVA Premium Checking Fees and Restrictions

Fees and Restrictions - 4.8 / 5

Compared to other national banks with lower to no costs per service, BBVA compensates its services’ costs with its international access and flexibility. It has a minimum opening deposit of $25, which can be standard in large, national banks. Aiming to be transparent, it highlights online its potential fees, including a monthly service charge: $19 or $0 ($19 waived with qualifying $4,000 monthly direct deposit or by having an average daily collected balance of $4,000+) and paper statement fee: $3 but can be free with e-statements.
Maintenance Fee
$19.00 or 0.00 (if balance is lower than $4,000)
Other Fees
Paper Statements

BBVA Premium Checking Support, Reputation, and Financials

Support, Reputation, and Financials - 4.5 / 5

With $80 billion in assets, BBVA ranks among the top 25 largest U.S. commercial banks and holds an array of recognitions and awards. For example, it is a member of the FDIC. The BBVA Mobile Banking App was selected as a 2018 Mobile Banking Leader in ease of use and customer service. From the United States to Spain, BBVA provides banking opportunities to over 73 million people in over 30 countries.
BBB Rating
B-
BBB Total Complaints
646
BBB Resolved Complaints
106
Consumer Financial Protection Board (CFPB) Complaints
2
Date Collected
1965-04-01
Standard & Poor's Financial Rating
A-
Customer Support Hours
7 a.m. to 10 p.m.

Contact Methods

  • Phone
  • Email
  • Social Media

Company Profile

Full Name
BBVA Premium Checking Accounts
Company Website
https://www.bbvausa.com/go/premium-checking-national.html
Headquarters
15 20th St. S Ste 1501 Daniel Building, Birmingham, AL, 35233

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Top Rated
Our Partner

Get paid up to 2 days early with direct deposit1

  • No minimum balance, no monthly fees and no overdraft fees

  • Over 60,000 fee-free ATM locations2

  • Receive access to Chime Credit Builder Secured Visa® Credit Card3

  • Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

1. Depends on the timing of the submission of the payment file from the payer

2. Terms Apply

3. See website for details

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