Toco Warranty Car Warranty Review


Rating: 6.6 / 10 (Average)
13 Customer Reviews - see all reviews
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How is Toco Warranty rated?
7/10
Coverage
7/10
Service Contract
6/10
Claim Process
5/10
Customer Service
7/10
Cost
8/10
Reviews

Toco offers comprehensive car warranty plans with monthly payment options and no down payments. AM Trust Financial Services, its parent company, administers all claims. All services are performed in-house.

Service Network

  • State licensed repair facility
  • Preferred repair facility

*** For new vehicle plans deductibles will be waived for repairs made at a preferred facility. For used vehicle plans, $50 will be waived from deductibles for repairs made at a preferred facility.

Vehicles covered

  • Up to 175,000 miles
  • Up to 20 years

Plan details

  • 30-day waiting period, 1,000 miles
  • Transferrable contract
  • Deductibles
  • Maintenance requirement

 

Orange

Yellow

Blue

Vehicle Qualifications

Under 60,000 miles, up to 5 years

Under 100,000 miles, up to 10 years

Up to 175,000 miles, up to 20 years

Engine

Yes

Yes

Yes

Transmission

Yes

Yes

Yes

Drive axles

Yes

Yes

Yes

Steering

Yes

Yes

 

Brakes

Yes

Yes

 

Suspension

 

Yes

 

Cooling system

 

Yes

Yes

Air conditioning

 

Yes

Yes

Fuel system

 

Yes

Yes

Electrical

 

Yes

Yes

Fuel

 

Yes

 

Electronic high tech

 

Yes

 

Technology package

 

Yes

 

Modern features package

 

Yes

 

Taxes and fluids

 

Yes

 

4x4 transfer case

 

 

Yes

Turbo/ supercharger

 

 

Yes

Seals and gaskets

 

 

Yes

Support

  • Trip interruption ($100 per day, max 3 days)
  • 24 hour roadside assistance
  • Tow services up to 15 miles
  • Battery jump start
  • Flat tire change
  • Fuel delivery (does not include actual cost of delivered materials)
  • Locksmith

Toco Car Warranty Verdict

Toco offers solid car warranty options and provides excellent coverage for common breakdowns. Each of its plans comes standard with 24-hour roadside benefits which ensure that help will be there when you need it. Toco Car Warranty differentiates itself from other providers by offering low monthly plans with no long contracts. A good choice for bargain hunters.

 

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Latest Reviews

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T
Terry Grace
12/27/2016
The warranty on the car that I bought had expired. So I purchased extended car warranty from toco warranty. Their rep was knowledgeable, offered a good price, and explained everything well. Getting the policy started was an easy going experience.

J
Joseph
12/7/2016
I purchased a protection plan from Toco Warranty for my vehicle. I was satisfied with the plan plus the protection specialist was also very cooperative and informative. He answered all my questions and was nice. I would recommend them for the kind of plans and warranty along with the assistance they provide to their customers. Along with that the dealer network they have spread all across the country adds up to a great experience. I don’t have to worry about going to a body shop or a dealer that I don’t really like.

C
Chuck Reterded
12/4/2016
These companies are all a scam who prey on the poor with no credit. If you had a credit card you could just pay for the repair bill yourself. This article is about spending a modest $1200, this company charges 2,3 and 4 times that amount for a coverage plan that really doesn't cover anything.

C
Chuck Reterded
12/4/2016
http://www.consumerreports.org/cro/magazine/2014/04/extended-warranties-for-cars-are-an-expensive-game/index.htm

Allen Johnson
11/30/2016
Purchasing a plan from Toco Warranty was easy, and they were very helpful. Having extended warranty is very valuable to me because it means I would not have to pay a whole lot of money for repairs and car payments at the same time. Overall, I have had a very satisfactory experience with Toco Warranty and I would recommend it.

David Cook
11/28/2016
I am really glad to be a member of Toco Warranty. I have purchased extended warranty from toco warranty a few months ago. Yes I like toco warranty services. I am telling everyone about the benefits and awesome customer service toco warranty provides while providing extended coverage to the vehicles; thorough and professional service is what I received.

Jeffrey Alexander
11/21/2016
I had a great experience dealing with toco warranty. I need to pay a small amount each month without any big down payment and the best thing is that I dont have to pay any interest, we can protect our financial stability for the vehicle with an extended warranty. I would definitely recommend toco warranty to a friend.

A
Andrew Rush
11/8/2016
A few months ago, I bought extended car warranty from Toco warranty after a friend's advice. Yes Toco have the best customer care and services as promised by my friend. They provide simple and affordable services. One of the best part is that Toco warranty does not ask for a down payment to begin with your coverage.

A
American Joe
East Flat Rock, North Carolina
9/7/2016
My transmission was very clearly without a doubt covered , thats what they told me up front. Then it came time to use the warranty, what a bunch of liars and scam artists. I got the runaround and after 3 weeks of fighting with them they flat out denied coverage! I got an attorney involved who told me that they have covered themselves in the contract by disclosing the "right to refuse" coverage to anyone for any reason!! WHAT THE @*%#!!! Tell every one everywhere that this is a certified SCAM company that has absolutely no intention on paying out anything to anyone! READ THE CONTRACT!!

M
matthew e
Vancouver, Washington
8/26/2016
Toco is a scam they refuse to pay for anything that is supposed to be covered on your plan DO NOT purchase anything from them they are a rip off

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