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Toco Warranty Car Warranty Review


Rating: 7 / 10 (Very good)
18 Customer Comments & Reviews - see all comments
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Founded in 2013 and headquartered in Sherman Oaks, California, Toco Warranty Corporation offers simple and affordable auto warranty coverages that are backed by the financial strength of their parent company, AmTrust Financial Services, Inc. The company boasts a streamlined claims process and offers affordable monthly payments, a nationwide network of repair facilities, and no down payment requirements.

Toco offers comprehensive car warranty plans with monthly payment options and no down payments. AM Trust Financial Services, its parent company, administers all claims. All services are performed in-house.

Service Network

  • State licensed repair facility
  • Preferred repair facility

*** For new vehicle plans deductibles will be waived for repairs made at a preferred facility. For used vehicle plans, $50 will be waived from deductibles for repairs made at a preferred facility.

Vehicles covered

  • Up to 175,000 miles
  • Up to 20 years

Plan details

  • 30-day waiting period, 1,000 miles
  • Transferrable contract
  • Deductibles
  • Maintenance requirement

 

Orange

Yellow

Blue

Vehicle Qualifications

Under 60,000 miles, up to 5 years

Under 100,000 miles, up to 10 years

Up to 175,000 miles, up to 20 years

Engine

Yes

Yes

Yes

Transmission

Yes

Yes

Yes

Drive axles

Yes

Yes

Yes

Steering

Yes

Yes

 

Brakes

Yes

Yes

 

Suspension

 

Yes

 

Cooling system

 

Yes

Yes

Air conditioning

 

Yes

Yes

Fuel system

 

Yes

Yes

Electrical

 

Yes

Yes

Fuel

 

Yes

 

Electronic high tech

 

Yes

 

Technology package

 

Yes

 

Modern features package

 

Yes

 

Taxes and fluids

 

Yes

 

4x4 transfer case

 

 

Yes

Turbo/ supercharger

 

 

Yes

Seals and gaskets

 

 

Yes

Support

  • Trip interruption ($100 per day, max 3 days)
  • 24 hour roadside assistance
  • Tow services up to 15 miles
  • Battery jump start
  • Flat tire change
  • Fuel delivery (does not include actual cost of delivered materials)
  • Locksmith

Toco Car Warranty Verdict

Toco offers solid car warranty options and provides excellent coverage for common breakdowns. Each of its plans comes standard with 24-hour roadside benefits which ensure that help will be there when you need it. Toco Car Warranty differentiates itself from other providers by offering low monthly plans with no long contracts. A good choice for bargain hunters.

 


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18 Customer Comments & Reviews

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C
Carl g
11/8/2017
Does toco fic fuel injection. Waterpump carburetor fuel pump starter anything dealing with engine and m poo tor


John F
The Bronx, New York
10/31/2017
I had heard some very bad things about Toco , that they took forever to pay or they didn't pay. I must say they have been very good to me .very timely inspection even when repair shop found other issues. One of the best moves I ever made was getting Toco.


Pepe D
9/16/2017
I purchased a Toco Warranty about six months ago. The process with the representative was very pleasant and professional. I have since needed repairs done to my Toyota Camry ( Engine Mounts). I gave the the automotive repair facility my warranty information and they said the process of getting authorization for repairs and getting paid went through very well. It also went very well for me as I really could not afford the repairs at the time. I paid my deductible and I'm happy. Thanks Toco!!! I believe I made a good investment for my car.


D
David C
Cleveland, Ohio
6/12/2017
Great stuff. Good people.


E
Edward24561@yahoo.com
5/16/2017
It is a rip off, they pay 75 an hour and the shops around here are between 90- and 100, I ended up paying as much as toco did, so much for protection, they should contract with shops who will do the work for 75 an hour, and let us the consumer where they are, I am not a happy camper. I was told that some of the parts weren't covered fully because they were after market, and that toco could get it cheaper. OMG Edward Rogers


T
Terry G
12/27/2016
The warranty on the car that I bought had expired. So I purchased extended car warranty from toco warranty. Their rep was knowledgeable, offered a good price, and explained everything well. Getting the policy started was an easy going experience.


J
Joseph
12/7/2016
I purchased a protection plan from Toco Warranty for my vehicle. I was satisfied with the plan plus the protection specialist was also very cooperative and informative. He answered all my questions and was nice. I would recommend them for the kind of plans and warranty along with the assistance they provide to their customers. Along with that the dealer network they have spread all across the country adds up to a great experience. I don’t have to worry about going to a body shop or a dealer that I don’t really like.


C
Chuck R
Canoga Park, California
12/4/2016
These companies are all a scam who prey on the poor with no credit. If you had a credit card you could just pay for the repair bill yourself. This article is about spending a modest $1200, this company charges 2,3 and 4 times that amount for a coverage plan that really doesn't cover anything.


C
Chuck R
Canoga Park, California
12/4/2016
http://www.consumerreports.org/cro/magazine/2014/04/extended-warranties-for-cars-are-an-expensive-game/index.htm


Allen J
11/30/2016
Purchasing a plan from Toco Warranty was easy, and they were very helpful. Having extended warranty is very valuable to me because it means I would not have to pay a whole lot of money for repairs and car payments at the same time. Overall, I have had a very satisfactory experience with Toco Warranty and I would recommend it.



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7.0 / 10
  • For vehicles up to 20 years, 175,000 miles
  • Deductible
  • Waiting period
  • Breakdowns and repairs in US and Canada
  • Maintenance requirements
  • Commercial use coverage
  • 60 day guarantee
  • No long term contracts