autopom! Insurance Services Review

Generally speaking, autopom!’s coverage options, as well as its exclusions, are in line with industry standards. The company's four coverage levels are Powertrain Plus, Mid-Level named component, High-Level named component, and Exclusionary (full coverage), all of which cover the industry's standard components accordingly. The Powertrain Plus options provide coverage for an essential list of components in the Engine, Transmission, Drive Axle, and Air Conditioning systems. They also include basic electrical items which vary by plan. The Mid-Level plans provide coverage within most of the major systems of your vehicle including the Engine, Transmission, Drive Axle, Steering, Braking, A/C, and Electrical systems. The High-Level plans are the second-best option and provide coverage for an extensive list of named components within all the major systems of your vehicle. The Exclusionary plans offer coverage for virtually all mechanical and electrical components in your vehicle, unless the part is specifically listed as not covered. This is the most comprehensive vehicle protection plan offered by the company and is the most comparable to a manufacturer’s warranty. One year of maintenance coverage is included with this plan. However, it should be noted that in order to qualify for coverage, eligible vehicles must be in good mechanical and electrical operating condition at the time of contract purchase, and must have a clean title and no modifications (some exceptions are allowed if disclosed and approved by the administrator). Light commercial use is allowed with a small surcharge but must be declared and approved by the administrator.

autopom! requires a 30-day waiting period and 1,000 miles traveled before claims can be submitted, after which they take the unusual policy of allowing customers to visit any licensed repair facility of their choosing. In addition to service paperwork, autopom! also requires you to pay a deductible to your mechanic before they will process your claim. Unlike most companies, where the deductible is a set amount, autopom!’s deductibles are variable based on the selected plan and other options, where lower deductible policies cost more on a monthly basis.

Though typical contract length is unspecified, autopom!’s service contract is otherwise fairly standard. Coverage is transferable, and no inspection is required prior to service activation. Furthermore, depending on the chosen plan, customers are granted a 30- or 60-day cancellation window with a money-back guarantee. Something worth noting is that autopom! provides sample contracts on its website, so consumers know what to expect before purchasing any service plans.

autopom! has earned a great reputation based on multiple reviews and ratings across different outlets. At Trustpilot, this company averages an "Excellent" 4.8 out of 5 score, and an A+ rating with the Better Business Bureau. Though autopom! does not provide 24/7 customer support, its exceptionally high 200,000 mileage restriction, combined with its wide range of plans, make it a good option to consider.