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VALoans.com VA Loans Review


ConsumersAdvocate.org Rating: 4.8 / 5 (Excellent)
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VALoans.com is a website owned by the Mortgage Research Center, LLC, which is based in Columbia, Missouri. It is an online resource military members and veterans can use to learn more about VA loans and get connected to VA loan providers.
 
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How is VALoans.com rated?

Breakdown

4.5/5
User Experience
4.8/5
Tools & Resources
5.0/5
Expertise

Overall Rating: 4.8 / 5 (Excellent)

VALoans.com is a useful starting point if you're interested in a VA loan but don't know where to begin or don't want to reach out to half a dozen lenders to compare your options. After answering a few simple questions, VALoans.com will put you in touch with some of the top VA loan providers in the industry and then these lenders will come to you to discuss your options. It takes some of the pressure of finding the right lender off of you, enabling you to sit back and wait for suitable lenders to reach out if they're interested in helping finance your home.

VALoans.com Tools & Resources

Lender Type
Marketplace
VA Loan Types
Purchase
Rate & Term Refinance
Streamline Refinance (IRRRL)
Cash-out Refinance
Jumbo
Property Types
Single Family Home
Multi-family Unit
Townhome
Condo
Mobile/Manufactured Home

Tools & Resources - 4.8 / 5

VALoans.com is a VA loan marketplace that connects you with suitable VA loan lenders. To start the process, you answer a few basic questions on VALoans.com to determine if you're eligible for a VA loan and to figure out how much you plan to borrow. Once that's done, VALoans.com will collect your contact information and share it with its relevant partner lenders, who will then reach out to you to discuss your mortgage needs in greater depth. It may take a little more time, but it can save you from needing to contact multiple VA loan providers yourself to compare your options. Your loan terms will depend on which lender you end up working with.

VALoans.com User Experience

User Experience - 4.5 / 5

VALoans.com doesn't publish a lot of information on qualification requirements on its website, but this is not unusual. For one thing, VALoans.com is a marketplace, not a lender itself, so it doesn't have any qualification requirements. But the lenders it partners with likely will. Second, few lenders have hard requirements on credit scores or debt-to-income ratio. Instead, they consider all of the components of your application together, so it's difficult to set strict limits for each piece. The only way to find out if you qualify is to reach out to the lender or lenders VALoans.com pairs you with to see if you can get prequalified.

VALoans.com Expertise

Memberships & Regulatory Info.

Nationwide Mortgage Licensing System ID
1907
Nationwide Mortgage Regulatory Actions
3
NMLS Collection Date
2020-03-30
CFPB Total VA Mortgage Complaints
83
CFPB Collection Date
2020-03-30

Expertise - 5 / 5

There aren't a lot of reviews of VALoans.com, which is unsurprising given that it doesn't directly sell mortgages itself. Its parent site, Mortgage Research Center, had a few Nationwide Mortgage Regulatory Actions and Consumer Financial Protection Bureau complaints, but not enough to be seriously concerned about. You shouldn't have to worry about the financial strength of your lender either as VALoans.com only partners with the top names in the industry. But it's always good practice to do some research on the company that will actually be providing you with your VA loan so you understand what you're signing up for.

Contact & Additional Information

Homepage URL
https://www.valoans.com/start/
Headquarters Address
2101 Chapel Plaza Ct., Columbia, MO, 65203

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Customer Comments & Reviews

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davidholl945
4/14/2022
I tried Veterans United. They started out like they were tying to put a fire out. I did my loan Appliction, payed for my Appraisal, Title , Work, Termite Inspection, and even payed Two Thousand Dollars ernest money to the seller. Louie Neiman and his team were very quick to do all that. Then what they don,t tell you is Underwriting has to make your Final approval. Before I did all of the first part I ask him several time what were my chances. The past few years I had several events in my life that had effected my Credit Score. The end of my loan process I would try to call, leave messages without any sucess. I finally received a call from him, a very unproffensional one at that. What he... Read More

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