Rocket Mortgage VA Loans Review

Rating: 8.8 / 10 (Excellent)
#10 in VA Loans
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How is Rocket Mortgage rated?
Types of Homes
Home Mortgage Options
Mortgage Fees
VA Loan Rates

Rocket Mortgage is a subsidiary of Quicken Loans and offers customizable mortgage solutions based on real-time rates. The platform provides a completely paperless mortgage application process that allows users to share financial information securely with just the touch of a button. Users can adjust their down payment to find a VA loan that works best for them and be approved in minutes.

Services and Features

Rocket Mortgage is a company powered by Quicken Loans. It offers a modern and streamlined process for mortgage loan application with a completely paperless process that let users automatically share their financial information. The company provides customizable mortgage solutions which are based on real-time rates and enables consumers to be approved in just minutes.

Customers can control and adjust their loan term, rate, and costs to fit their desired mortgage loan. Once a consumer is ready to proceed with their mortgage loan, they can e-sign their loan documents to prevent it from changing. Rocket Mortgage is also equipped with round-the-clock security monitoring and bank-level encryption that ensures consumers of their information’s safety.

Types of Home





Mortgage Options Offered

VA Loans

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loans

Jumbo Loans

HARP Loans

Mortgage Related Fees

Appraisal Fee

Origination Fee

Credit Report

Closing Fee

Private Mortgage Insurance

Inspection Fee


  • Verification of employment over the last two years
  • Must complete VA Form 26-1880 to obtain COE
  • Certificate of Eligibility which confirm military service
  • Lists of all accounts and the specific balances or monthly amounts due
  • Must meet specific service requirements (90 days during wartime, 6 years in the Reserves or National Guard, 181 days during peacetime, or if you’re a living spouse of a service member who was killed in the line of duty)
  • Proof of sufficient income to cover repayment of the mortgage


Rates are given once a customer registers on the Rocket Mortgage website. If they wish to see the rates without having to register, they will be redirected to the Quicken Loans website where current loans are displayed.

Loan Type and Term



Potential Monthly Payment

VA 5/1 ARM (1/1/5)




VA 15-Year Fixed




VA 30-Year Fixed




*Rates displayed are based on a loan amount of $300,000 in the state of Alabama. Rates are subject to change without prior notice.

VA Loans at Rocket Mortgage

One of the good reasons why Rocket Mortgage is a good place for VA loans is because of their centralized and paperless mortgage loan process. The company provides rates based in real-time, which allows borrowers to conveniently match their budget and needs with the rates presented to them.  

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