loanDepot VA Loans Review

Rating: 9.4 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.
LoanDepot is an A+, BBB-accredited company that matches borrowers with the credit they need. For veterans, their services include loans for home refinance and purchase, as well as home equity loans. In fact, they are the fifth-largest lender of VA-guaranteed mortgages, with specially trained consultants in the area.

loanDepot is a direct lender licensed in all 50 states and operates several direct lending centers with headquarters in Foothill Ranch, CA. it is an Equal Housing Lender and approved seller and servicer for Fannie Me, Freddie Mac, FHA, Ginnie Mae and VA lending products. The company operates and maintains over 150 loan stores providing refinance loans, personal loans, home purchase and home equity products across the USA.

Services and Features

loanDepot offers VA loans for new home purchases or home refinancing purposes. The company provides low fixed rates on its streamlined refinance program and does not require any income documentation or equity.

VA loans at loanDepot have competitive rates, fast approvals, and come guaranteed by the Veterans Affairs office. Their loans are backed by their strict “no steering” policy, which assures customers get the right home loan to fit their particular needs. The company is federally and state licensed in compliance with the government’s S.A.F.E. Act.

loanDepot’s VA loans are backed by a Lifetime Guarantee, which waives lender fees and reimburses appraisal fees on any future refinance with the company. This only applies to mortgage loans and is only available to applicants who close their previous loans with the company. A certificate will be given these applicants where they must present it in order to qualify for the program.

Types of Home





Mortgage Options Offered

VA Loans

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loans

Jumbo Loans

HARP Loans

Mortgage Related Fees

Appraisal Fee

Origination Fee

Credit Report

Closing Fee

Private Mortgage Insurance

Inspection Fee


  • Need a valid Certificate of Eligibility
  • Must have an adequate credit rating
  • Must have sufficient income
  • Eligible persons for a VA loan: Surviving Spouses, Military Reservists, Veterans, and Active-Duty Military Personnel
  • Intend to occupy the home they purchase as their principal residence
  • Meet service requirements


Rates are provided once a customer fills out an online request at loanDepot’s website. Some of the information the company will require include property state, property county, property zip code, estimated home value, loan amount, loan purpose, and the borrower’s personal information. By filling out their quick form, customers will receive an automated call from loanDepot in order for them to pursue their mortgage application.

VA Loans at loanDepot

loanDepot is a good choice for VA loan borrowers planning to purchase a new home or refinance their existing mortgage. They provide a lifetime guarantee to qualified customers which reimburses appraisal fees and waives lender fees in future refinance applications. The company also offers a variety of benefits for their clients, such as their “no steering” policy which ensures customers get the right mortgage loan.

Our Partner
9.4 / 10
  • A+ BBB Accredited
  • Equal Housing Lender
  • Online Mortgage Calculator
  • No Steering Policy
  • VA mortgage calculator available
  • VA loans for purchasing and refinancing home
  • loanDepot Lifetime Guarantee

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loanDepot VA Loans