LendingTree VA Loans Review

Rating: 9.5 / 10 (Excellent)
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LendingTree is an online lending aggregator that connects borrowers with accredited lenders from their comprehensive network of nationwide providers. Founded in 1996 and based in North Carolina, the company offers a broad range of financial products including VA Loans, designed to help military personnel purchase or refinance their homes.

How is LendingTree rated?


Loan Options
Application Process

Overall Rating: 9.5 / 10 (Excellent)

LendingTree is an online rate marketplace and duly licensed mortgage broker offering home purchase and refinance loans backed by the U.S. Department of Veterans Affairs. Their site not only provides helpful information, resources, and tools, but also allows customers to receive multiple loan offers by filling out one simple online form. With a broad range of loan options, competitive rates, and one of the largest and most diverse networks of lending institutions in the industry, LendingTree is a one-stop shop for every consumer's borrowing needs.

Loan Options

Lender Type
VA Loan Types
Rate & Term Refinance
Streamline Refinance (IRRRL)
Cash-out Refinance
Cash-in Refinance
Property Types
Single Family Home
Multi-family Unit
Mobile/Manufactured Home
Term Lengths
40 Year Fixed
30 Year Fixed
25 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
8 Year Fixed
Adjustable Rate Mortgage Terms
10/1 ARM
7/1 ARM
5/1 ARM
3/1 ARM
1 Year ARM
Maximum Loan Size
Loan Size

Loan Options - 10 / 10

LendingTree allows consumers to compare rates and lenders offering home purchase and refinance loans for those who have served or are currently serving in the U.S. military. They extend jumbo loans, rate and term loans, and cash-in or cash-out refinance loans that can be utilized for the construction, renovation, repair or improvement of single family homes, condominium units, VA approved developments, and co-op units. The site also allows customers to apply for fixed or adjustable rate mortgages and loan amounts ranging from $36,000 to $721,050. LendingTree is one of the few online marketplaces providing such a comprehensive array of Veterans Administration loan options and valuable information for potential borrowers.

Application Process

Fee Information
VA Funding Fee
Waived Fees
No service fee, Private Mortgage Insurance, Pre-payment penalties
Minimum Credit Score
Borrower Qualifications

Application Process - 9.1 / 10

Borrowers who apply for loans backed by the Veterans Administration are not required to provide down payments and have the ability to negotiate rates with lenders, reduce funding fees, and be exempt from purchasing mortgage insurance. Veterans receiving VA compensation may qualify for additional exemptions, as certain restrictions prohibit veterans from paying attorney's fees, brokerage fees, escrow, truth-in-lending disclosures, pre-payment penalties, underwriting, notary fees, processing fees, pest inspection, and real estate commissions. LendingTree offers borrowers a wealth of information regarding eligibility and entitlements and even provides a VA loan calculator to help home buyers estimate monthly repayment amounts based on their loan details.


Memberships & Regulatory Info.

Nationwide Mortgage Licensing System ID
Nationwide Mortgage Regulatory Actions
NMLS Collection Date

Online Reviews

Trust Pilot Rating
9.4 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Reputation - 9.2 / 10

LendingTree is a Better Business Bureau-accredited enterprise with an A+ rating and a composite score of 4.36 out of 5 stars based on 122 Customer Reviews. The company has also received an outstanding Trustpilot rating of 9.4 (Excellent). Clients who have worked with the company find their application process fast, easy, and convenient and their service helpful and professional. LendingTree has only been subject to two regulatory actions as reported by the Nationwide Multistate Licensing System & Registry, which is quite impressive for a company of its size.

Contact & Additional Information

Homepage URL
Company Phone
(704) 541-5351
Headquarters Address
11115 Rushmore Drive, Charlotte, NC, 28277
Mailing Address
11115 Rushmore Drive, Charlotte, NC, 28277
Year Founded

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