JG Wentworth VA Loans Review

Rating: 9.8 / 10 (Excellent)
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JG Wentworth is a Pennsylvania-based company with more than twenty years of experience in providing financial solutions to customers in the United States. Their Home Lending section engages in retail mortgage lending activity, originating primarily conventional, FHA, and VA mortgage loans. They have an A+ rating with the BBB, and 4-star TrustPilot score.

J.G. Wentworth Home Lending is a direct lender with highly competitive mortgage rates, an easy application process and award winning customer service.  The company offers a wide variety of loan programs including fixed and adjustable rate mortgages, FHA loans with a low down payment, VA mortgages with no down payment and Jumbo loans. Consumers can count on mortgage rates that are highly competitive – and with no points or hidden fees.  J.G. Wentworth offers an application process that is easy and fast.  This time-saving process starts with a free, no-obligation quote delivered to you in minutes. J.G. Wentworth has an A+ rating with the Better Business Bureau, and its parent company, J.G. Wentworth, has served the community since 1992. J.G. Wentworth offerss VA loan programs to offer veterans, military members, and veteran spouses.   

Services and Features

VA Loans, also called Department of Veterans Affairs home loans, are available to veterans, active service members, National Guard, reservists, and spouses. Whether you're starting out with your first home or looking to save money by refinancing your current mortgage, J.G. Wentworth can help consumers take advantage of their military benefits. J.G. Wentworth was founded by a Veteran and is a leading lender to Veterans.

J.G. Wentworth provides home loan applicants the opportunity to get a quick look into how much their VA loan is going to cost them and how much they can afford. It offers a mortgage calculator that gives a quick estimate of their monthly payment. It also shows estimated taxes, home insurance costs and first month principal of their loan.

Types of Home





Mortgage Options Offered

VA Loans

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loans

Jumbo Loans

HARP Loans

Mortgage Related Fees

Appraisal Fee

Origination Fee

Credit Report

Not Stated

Closing Fee

Private Mortgage Insurance

Inspection Fee

Not Stated


An applicant must have sufficient income and sustainable credit to be eligible with J.G. Wentworth’s VA loan program. Borrowers must also have a valid Certificate of Eligibility to proceed with their loan request. Other requirements and documentation may be asked from the applicant for during the VA loan application.


J.G. Wentworth offers low VA loan rates. Borrowers may contact the company directly to learn more about their offered rates.

VA Refinance Loans at J.G. Wentworth

If you already have a VA Loan through another lender, refinancing into a lower-rate loan with J.G. Wentworth Home Lending is simple and fast.  The government calls this loan an IRRRL (Interest Rate Reduction Refinancing Loan).

  • Save money with historically-low interest rates
  • Less documentation is needed. In many cases, no appraisal and no income documentation is required.
  • No Out of Pocket Costs – You may be able to roll your costs into the loan to limit your out-of-pocket expenses.

Compliance Disclosure

J.G. Wentworth Home Lending is an Equal Housing Lender. NMLS # 2925. J.G. Wentworth does not provide legal, tax or investment advice. Please visit their website for more information on State Licenses and Disclosures.

Top Rated
Our Partner
9.8 / 10
  • Low interest rates and award-winning customer service
  • A+ rating with the Better Business Bureau
  • Equal Housing Lender
  • Fannie Mae, Freddie Mac and GNMA Seller/Servicer
  • Online mortgage calculator and quotes
  • U.S. Chamber of Commerce Member
  • Top 10 Home Lending Customer Satisfaction on Lending Tree Platform – 1Q 2017

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JG Wentworth VA Loans