iServe VA Loans Review

Rating: 8.4 / 10 (Excellent)
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iServe Residential Lending is a multi-state residential mortgage bank founded in 2007. Its services include offering financial assistance and mortgage services to consumers. iServe is a customer-centric organization that provides a diverse platform of mortgage solutions. The company helps active military personnel, veterans and their families take advantage of VA home loans guaranteed by the U.S. Department of Veteran Affairs. This home loan programs are designed to make home ownership more affordable, refinance their existing home mortgage or get access to much needed cash.

Services and Features

iServe Residential Lending offers VA loan programs with up to 135% LTV on Interest Rate Reduction Refinance Loan for an existing VA loan. The company also provides 100% purchase financing and cash out refinance for veterans, active military personnel and their families. Benefits of a VA Loan include zero down payment, no monthly mortgage insurance premiums, and can be used more than once.

To qualify for a VA Loan, an applicant must be an active-duty personnel, veteran, reservists, and surviving spouses of veterans. The length of the customer’s service commitment and duty status is used to determine their eligibility for specific home loan benefits. Some factors that also affect VA Loan applications include credit score, COE, income, and certain service requirements.


Types of Home





Mortgage Options Offered

VA Loans

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loans

Jumbo Loans

HARP Loans

Mortgage Related Fees

Appraisal Fee

Origination Fee

Credit Report

Closing Fee

Private Mortgage Insurance

Inspection Fee


  • Can be used more than once
  • VA rules limit the amount customers can be charged for closing costs
  • 100% financing towards purchasing a new home, refinancing a current mortgage, or improving an existing home
  • Zero down payment
  • No monthly mortgage insurance premiums
  • Closing costs may be paid by the seller


Qualified Properties

  • Townhouses
  • 1-4 unit residential properties
  • Approved condominiums

Qualified Borrowers

  • Reservists
  • Active-duty personnel
  • Surviving spouses of veterans
  • Veterans

VA Loans at iServe Residential Lending

iServe Residential Lending customer-focused services makes the process of applying for a VA Loan much simpler. And with all the unique benefits that a VA Loan offers, owning or refinancing a home is much easier and cheaper.


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Customer Comments & Reviews

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John V
Huntington Beach, California
“The team at iDirect Home Loans keep there promises!!! We just got funded for our VA refinance where we combined a first and second mortgage at a low rate!! We are saving over $400 a month! We have tried to refinance three times prior with other lenders and not one would help us… not one. As a homeowner that did not short sale, hung in there and kept the house when it was easy to walk away, I began to give up hope on the whole banking system. That is until I went to the iDirect website and requested my VA Eligibility. It is refreshing to deal with an organization that provides the service that they advertise. Jason Davison is a true professional!! He is a customer oriented communicator... Read More

Silvano A
Huntington Beach, California
Was looking for a trust and worthy refinance company and persons and I found them at I Direct thank you to Clarence gates and Andre Biehn and to I Direct for having such professional individuals like this two, that made my refinance experience a good one because we all know how that can be and everything was done over the phone and computer. I would recommend this company to any one and if I ever refinance again I will look up I Direct again thank you

Our Partner
8.4 / 10
  • Zero down payment
  • No monthly mortgage insurance premiums
  • Closing costs can be paid by the seller
  • 100% cash out refinance and purchase financing
  • Up to 135% LTV on Interest Rate Reduction Refinance Loan
  • Equal Housing Lender