CrossCountry VA Loans Review

Rating: 9.5 / 10 (Excellent)
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CrossCountry Mortgage is an Ohio-based company founded in 2003, aiming to provide a full range of home financing, refinancing, and equity-based products, including VA loans for home purchase or refinance. They also provide a wide range of educational resources on their page. CrossCountry Mortgage is licensed in all 50 states and has an A rating with the BBB.

How is CrossCountry Mortgage rated?


Loan Options
Application Process

Overall Rating: 9.5 / 10 (Excellent)

Cross Country Mortgage has a strong VA loan program, despite the lack of adjustable-rate options. Their low interest rates, Jumbo loans, and short closing period make them a highly appealing lender. As far as fee waivers are concerned, CrossCountry is similar to its competitors. Despite their many positive aspects, including an A rating with the Better Business Bureau, it is worth noting that their number of regulatory actions and complaints are not insignificant.

Loan Options

Lender Type
VA Loan Types
Rate & Term Refinance
Streamline Refinance (IRRRL)
Cash-out Refinance
Cash-in Refinance
Property Types
Single Family Home
Multi-family Unit
Mobile/Manufactured Home
Term Lengths
30 Year Fixed
20 Year Fixed
15 Year Fixed
Maximum Loan Size
Loan Size

Loan Options - 9.4 / 10

Cross Country Mortgage is a direct lender of fixed-rate VA loans. With 15, 20, and 30 year options, they can accommodate borrowers with widely varied housing and financial situations. Its available loan types run the gamut from Jumbo to Cash-out Refinance, with loan amount parameters within the limits set by the Department of Veterans’ Affairs.

Application Process

Fee Information
VA Funding Fee
Waived Fees
Prepayment penalty, Private Mortgage Insurance
Closing Time
21 days

Application Process - 9.5 / 10

Cross Country Mortgage guarantees a 21 day closing time. While the associated VA funding fee is unavoidable, they are able to waive the need for private mortgage insurance and prepayment penalties.


Memberships & Regulatory Info.

Nationwide Mortgage Licensing System ID
Nationwide Mortgage Regulatory Actions
NMLS Collection Date
CFPB Total VA Mortgage Complaints
CFPB Collection Date

Online Reviews

BBB Rating
Date Collected

Reputation - 9.5 / 10

Cross Country Mortgage is a member of the Nationwide Mortgage Licensing System with three regulatory actions (ID number 3029). It has also garnered one VA loan-related complaint with the Consumer Financial Protection Board.

VA Loan History

Period Total Loan Size Number of Loans
Q1 2016 $368 82,418,225
Q2 2016 $573 146,663,027
Q3 2016 $665 185,674,153
Q4 2016 $735 201,675,560
Q1 2017 $600 168,205,340
Q2 2017 $420 114,839,805
Q3 2017 $650 186,595,384

Contact & Additional Information

Homepage URL
Company Phone
(877) 351-3400
Headquarters Address
6850 Miller Road, Brecksville, OH, 44141
Mailing Address
6850 Miller Road, Brecksville, OH, 44141
Year Founded

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Customer Comments & Reviews

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Steven C
Inglewood, California
I m checking this out for future investments.I ll get back to you.

Steven C
Inglewood, California
I m checking this out for future investments.I ll get back to you.

Our Partner
9.5 / 10
  • Up to 100% financing available with no mortgage insurance
  • No appraisal needed for VA Streamline Refinance loans
  • Get pre-qualified online
  • Free personalized rate quotes
  • Approved Equal Housing Opportunity Lender
  • Mortgage Bankers Association Member
  • Mortgage tools and tips