CrossCountry VA Loans Review

Rating: 9.5 / 10 (Excellent)
2 Customer Reviews - see all reviews
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CrossCountry Mortgage is an Ohio-based company founded in 2003, aiming to provide a full range of home financing, refinancing, and equity-based products, including VA loans for home purchase or refinance. They also provide a wide range of educational resources on their page. CrossCountry Mortgage is licensed in all 50 states and has an A rating with the BBB.

CrossCountry: Overview

CrossCountry Mortgage Inc. is a mortgage lender headquartered in Brecksville, Ohio. The company is licensed to operate across 50 states and maintains over 100 retail branches. The full-service mortgage lender was founded in 2003 and provides a range of purchase and refinance options for a variety of traditional home loans and niche programs. The company has been recognized as one of America’s Fastest Growing Private Companies for 2012 to 2015. CrossCountry Mortgage is also an Equal Housing Opportunity Lender and a member of Mortgage Bankers Association Member.

Services and Features

A VA Loan is a home purchase or refinance loan guaranteed by the U.S. Department of Veterans Affairs (VA). These specialized loans allow qualifying veterans to purchase or refinance a home at competitive interest rates without requiring a down payment or private mortgage insurance. With VA refinance loans specifically; veterans can take cash out of their home’s equity.

A range of benefits are available for VA loans and VA refinance loans such as no penalty fee charges if a customer repays their loan early, and up to 100% financing with no mortgage insurance.

Customers can negotiate with the lender to determine who will pay the closing costs. Either the customer or the provider can pay the closing cost, or both parties can share it. When it comes to VA loans, the only financeable closing cost charged to customers is the VA funding fee. All other related closing costs must be paid at closing.

VA Interest Rate Reduction Refinance Loan (IRRRL)

This is also called a VA Streamline Refinance and is a special type of VA Refinance program offered by CrossCountry. Basically, it is a refinance of an existing VA Loan. If you purchased your house with a VA Loan originally, then you can avail yourself of this program. A VA Streamline Refinance does not require an appraisal or underwriting package, and all the associated loan costs can be absorbed into the new loan. With it you can take advantage of lower rates to get a lower monthly payment and/or adjust your term to pay off the house more swiftly.

Types of Loans Offered by CrossCountry

Types of Home





Mortgage Options Offered

VA Loans

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loans

Jumbo Loans

HARP Loans

Mortgage Related Fees

Appraisal Fee

Origination Fee

Credit Report

Closing Fee

Private Mortgage Insurance

Inspection Fee


To be eligible, an applicant must be the personal occupant of the home and must have sufficient income and sustainable credit. Also, the applicant must have a valid Certificate of Eligibility (COE). To obtain a COE the applicant must not have been dishonorably discharged and meet certain service requirements.


Rates depend on the customer’s eligibility and loan details. To know more about CrossCountry’s VA loan rates, clients can directly contact the company or get free quotes at their website.

VA Loans at CrossCountry

Being a full-service mortgage lender, CrossCountry is a good choice when it comes to VA loans. The company offers a personalized free rate quote to potential clients and helps them through the application process with their agents. CrossCountry also provides VA Streamline Refinance which helps consumers lower their interest rate and monthly payments.


Top Rated
Our Partner
9.5 / 10
  • Up to 100% financing available with no mortgage insurance
  • No appraisal needed for VA Streamline Refinance loans
  • Get pre-qualified online
  • Free personalized rate quotes
  • Approved Equal Housing Opportunity Lender
  • Mortgage Bankers Association Member
  • Mortgage tools and tips

Latest CrossCountry Mortgage Reviews

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Steven C
Pico Rivera, California

I m checking this out for future investments.I ll get back to you.

Steven C
Pico Rivera, California

I m checking this out for future investments.I ll get back to you.

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CrossCountry VA Loans