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Pentagon Federal Credit Union (“PenFed”), the nation’s third largest credit union, began offering student loan refinancing in 2017, through a partnership with student loan fintech leader, Purefy. PenFed is the only student loan refinance company to let married couples refinance their loans together. They also allow borrowers to refinance their parents’ Parent PLUS loans, or parents to refinance their children’s loans. As one of the country's largest credit unions, PenFed has been providing financial services for its customers for over 80 years.
- Fixed rates between 3.29% - 5.43% APR
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Easy online application
- Choose from a 5, 8, 12, or 15-year repayment term
- 'Find My Rate' tool calculates savings with no impact on your credit score
- No application fees or prepayment penalties