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Titan SR-22 Insurance Review

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Founded in 1991 and expanding quickly over the ensuing years to a number of states, Titan is a leading discount car insurance company that is affiliated with Nationwide, one of the largest insurance and financial services companies in the world. Titan offers coverage and rates that start in as little as $1, including coverage for the high-risk market, otherwise known as non-standard.

How is Titan rated?


Overall Rating: 0 / 10 (N/A)

Titan is an auto insurance company that offers both personal and commercial policies. The company specializes in providing non-standard insurance for people who have trouble getting coverage elsewhere, typically due to DUI convictions or serious, repeated traffic violations. Drivers who require an SR-22 are a big part of Titan's services.

Titan Coverage & Benefits

Coverage & Benefits - 8.3 / 10

Titan's personal auto insurance is intended to be affordable, so it offers basic car insurance to high-risk drivers. Coverage on commercial policies includes all the standard options, but Titan also has alternatives for particular types of business risks, such as med-pay to cover expenses for drivers and passengers, hired auto liability, and on-hook towing liability.

Basic Coverage

  • Roadside Assistance
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System

Coverage Fine Print

Titan's additional coverage includes accident forgiveness, loan/lease coverage, double deductible, accidental death, non-owner.

Titan Pricing & Discounts

Pricing & Discounts - 7.6 / 10

According to several online rate test samples, Titan's coverage is quite expensive, even for drivers with clean records. The company's rate for lower coverage limits comes in higher than we would expect for higher limits, which means that they are offering less coverage at a higher price. However, Titan does have a lot of discounts. The company offers 16 auto insurance discounts, though eligibility, availability, and discounts amounts vary by state.


  • Driver Training Discount
  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student
  • Senior

Additional Discounts

  • Group Savings (unions, etc)
  • Full/Automatic Payment

Discounts Fine Print

Other Titan car insurance discounts include accident-free, military car, prior carrier, advance quote, airbag, and farm use (some agricultural vehicles may be eligible for discount auto insurance).

Titan Financial Strength

Financial Strength - 8.9 / 10

Backed by the financial strength and reputation of Nationwide, Titan auto insurance has great grades for its overall business practices. Nationwide Mutual Insurance Company has an outstanding financial stability and positive long-term outlook.

Financial Ratings

Moody's Financial Rating
AM Best Financial Rating
Company Type
Subsidiary/ Partner
Nationwide Mutual Insurance Company
Year Founded

Titan Customer Experience

Customer Experience - 6.8 / 10

Titan holds a C+ rating with the BBB, but the company only has 1 complaint. We did find several customer comments online stating that Titan is expensive, that they raise rates above what was quoted, and that customer services are lacking. It appears most of the problems with Titan occur as a result of how cancellations and rate increases are handled.


BBB Rating
NAICS Complaint Ratio 2016
NAICS Total Complaints 2016
Date Collected


  • Online Management

Company Profile

Full Name
Titan SR-22 Insurance
Company Website
Cleveland, OH, 44122

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Top Rated
  • Get a free online quote
  • See which discounts are available in your state
  • Choose between different coverage types
  • Benefit from the expertise of almost 100 years in business
  • One-on-one agent support
  • Agents in almost every zip code