Reliant Funding provides short-term loans, lines of credit, and equipment financing for small and medium-sized businesses. They position themselves as a quicker, simpler alternative to a bank and, given the overwhelmingly positive customer reviews, they do it successfully. Their premise is simple: if your business is at least one year old, makes around $100,000 a year, and does not have open bankruptcies, you could qualify for one of their loans. In most cases they do not require a collateral.

Reliant also makes applying incredibly easy, with an application that takes basically minutes to complete. The company provides customers with a personal account executive to help guide them through the process. Reliant can often disburse the funds within a matter of days after approval. As stated before, reviews are overwhelmingly positive; however, they do have complaints concerning their marketing practices. Aside from that, customers who have gone through the loan process with Reliant have praised its customer service and the speed of the process. Given this and the fact that Reliant approves close to 70% of the businesses that meet their qualifications (a much greater percentage than a bank's approval rate), we find Reliant to be a great alternative for smaller businesses who need fast and easy financing options.