- Whatever you save for, save more!
- FDIC insured and backed by the service & reliability of American Express
- 24/7 access to your money and No Fees
Discover®️ Online Banking Review
Discover® Bank caters to a broad range of online banking needs including credit and deposit products. Its mobile banking features allow account holders to pay bills, transfer money and check balances. Discover does not charge any monthly fees and has a network of over 60,000 ATMs.
Company Profile
|
BBB Ratings |
A+ |
|
State Served |
Primarily US |
|
Age of Company |
30 |
|
FDIC or NCUA Insured |
YES |
Interest Rates
Discover® Bank online savings has one of the best rates for saving accounts. Discover Bank money market customers can also earn interest on their money while still having easy with the Discover Debit card.
|
Savings |
3.40% |
|
Money Market |
0.80 to 0.85% |
|
Basic Checking |
0.100% to 100 |
|
Premium Checking |
0.100% to 100 |
|
Short-Term Deposit Check |
0.35% |
|
Long-Term Deposit Check |
2.10% |
Types of Loan
Discover® Bank’s offers Home loans and Mortgages. The bank includes reward credit cards and student credit cards in its services.
|
Car Loan |
NO |
|
Home Loan |
YES |
|
Mortgages |
YES |
|
Rewards Credit Cards |
YES |
|
Student Credit Cards |
YES |
Features and Services
Discover® Bank’s mobile banking offers online statements and direct deposit transactions. It has also partnered with Google Wallet that stores your Discover credit or debit information.
|
Mobile Banking |
YES |
|
Online Bank Statements |
YES |
|
Free Transfer |
NO |
|
Acknowledge Direct Deposits |
YES |
|
Online Tools |
YES |
|
FDIC Maximum Coverage |
$250,000 |
Help Support and Usability
Discover® Bank provides 24-hour telephone customer support. The website also contains tools such as financial and savings calculators.
|
Email Support |
YES |
|
24 Hour Telephone Support |
YES |
|
Live Chat |
YES |
|
US Based Customer Support |
YES |
|
Online Notice |
YES |
|
Loan Calculator |
YES |
|
FAQs |
YES |
Online Banking at Discover Bank
Discover® Bank offers a complete range of banking services similar to those found in its brick and mortar counterparts. The bank gives you access to saving, money market accounts and retirement options to name a few. A good all-around performer with competitive rates and high quality services.
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- Whatever you save for, save more!
- FDIC insured and backed by the service & reliability of American Express
- 24/7 access to your money and No Fees