Reverse Mortgage Direct Review

Rating: 5 / 10 (Average)
Disclosure: We receive advertising revenue from some partners. Learn more.
How is Reverse Mortgage Direct rated?
Lender Details
Consumer Experience

Reverse Mortgage Direct is a licensed mortgage broker which started doing business in Kirkland, Washington. The company quickly expanded and now serves areas including Florida, Washington, and California. Reverse Mortgage Direct is staffed by professional consultants with more than five years of experience in the industry and administered by the HUD and FHA. Its reverse mortgage program enables seniors to remain in their home as long as they like and age in place without making monthly payments required.

Services and Features

Reverse Mortgage Direct allows consumers to request for a complementary reverse mortgage review online by filling out a simple application form. Its reverse mortgage program is designed to meet the needs of seniors who are experiencing financial difficulty. The reverse mortgage program lets senior homeowners convert a portion of their home’s equity into cash without making monthly mortgage payments. It lets seniors receive tax-free cash without losing the title of their home.

Reverse Mortgage Direct allows applicants to complete their application in the convenience of their home with the assistance of the company’s representatives. Once all important information has been received, the client’s loan package will be submitted to the lender’s underwriting department for final approval. Loan proceeds will be disbursed and the homeowner will get access to the funds after a three-day rescission period.  

Reverse Mortgage Direct reverse mortgage programs are administered by the HUD and guaranteed by the FHA. Eligible homes include single-family dwelling, detached homes, townhouses, and manufactured homes and two-to-four unit properties. Reverse Mortgage Direct offers multiple payment options which include term payments, tenure payments, combination, lump sum, and line of credit.

Services and Features

Reverse Mortgage Calculator

Online Quotation


Financial Guide

Types of Reverse Mortgage

VA Loans

Single-Purpose Reverse Mortgage

Home Equity Conversion Mortgage

Proprietary Reverse Mortgage



Home Owner

Amount of Equity

Not Stated


62 and older


Member of US Department of Housing and Urban Development

Member of Nation Reverse Mortgage Lenders Association

Insured by FHA

Approved by Equal Housing Opportunity

Plan Details

No Pre-Payment


No Monthly Servicing


Interest Rate

Not Stated

Closing Cost and Fees

Not Stated

Help and Support

Mobile App

Telephone Support





  • Borrowers listed on title must be 62 years old but with one exception: for married couples, only one spouse need be 62
  • Property used as collateral for the Reverse Mortgage must be the primary residence
  • Borrowers are responsible for completing mandatory repairs and maintaining the property in livable condition
  • Borrowers must remain current on their real estate taxes, home insurance, and other mandatory obligations including condominium fees
  • A reverse mortgage must be the primary lien on the home

Documents Needed:

  • Medicare card or Social Security card
  • Information on any existing mortgages or living trusts
  • Counseling certificate
  • Driver’s license or other photo ID

Reverse Mortgage at Reverse Mortgage Direct

Reverse Mortgage Direct makes it easier for seniors to apply for a reverse mortgage with its simple online application process. This is made even easier with the help of the company’s representatives. Mortgage calculators and a complementary reverse mortgage review is also available. All reverse mortgages is also administered by the HUD and insured by the FHA.

Start your review for Reverse Mortgage Direct