Retirement Funding Solutions Reverse Mortgage Review

Rating: 7 / 10 (Very good)
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Retirement Funding Solutions Reverse Mortgage assists retirees and seniors with obtaining Home Equity Conversion Mortgages backed by the Federal Housing Authority. The California-based lender provides services in 41 states, and also features tools and advisory services for financial counselors and real estate agents.

How is Retirement Funding Solutions rated?


Lender Details
Consumer Experience

Overall Rating: 7 / 10 (Very good)

Retirement Funding Solutions is a reverse mortgage broker with surprisingly little information about the originators they work with. Differing from most reverse mortgage lenders with an online presence, there is also zero information about their rates, fees or terms, all of which requires direct contact with a company representative. Despite this their website provides quite a good amount of educational resources and tools.

Lender Details

Lender Type
Nationwide Mortgage Licensing System ID
Nationwide Mortgage Regulatory Actions

Lender Details - 7 / 10

Retirement Mortgage Solutions is a mortgage broker based out of California, that specializes in reverse mortgages in 41 states. They also provide tools and advisory services for financial counselors and real estate agents, so that they, in turn, can help their clients decide whether a reverse mortgage is a good idea for their needs. However, there is no information about the originators in the company's network, so it's impossible to verify complaints or regulatory actions.

Retirement Funding Solutions Loans

Loan Types
HECM Traditional
Maximum Loan Size

Loans - 7 / 10

Retirement Funding Solutions connects borrowers with lenders that offer all three types of FHA-backed HECMs, as well as jumbo reverse loans. However, there is a general dearth of details regarding rates, fees, or terms.

Retirement Funding Solutions Consumer Experience

Site Features & Mobile App
Home Equity Calculator
BBB Rating
Date Collected

Consumer Experience - 7 / 10

Retirement Funding Solutions has the reverse mortgage calculator typical of these sorts of sites, they also provide a more extensive calculator for your financial portfolio, as well as one to determine Social Security benefits. Despite the good amount of tools on their website, the lack of information about their actual lenders can leave potential borrowers unsatisfied.

Contact & Additional Info

Homepage URL
Company Phone
(877) 721-3847
Headquarters Address
3131 Camino Del Rio North Suite 190, San Diego, CA, 92108
Mailing Address
3131 Camino Del Rio North Ste 190, San Diego, CA, 92108
Year Founded

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Customer Comments & Reviews

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Mike G
Dixon, Illinois
I assisted my mother in an attempt to secure a reverse mortgage. Her far-from-ideal financial situation and home value made a reverse mortgage difficult, but we were repeatedly led to be live that it was obtainable. After working for six months and providing countless "one final" document, we were asked to remove a bed from her guest room because it appeared that someone may be living there. After the bedroom was viewed by the appraiser, we would be allowed to replace the bed in my mother's guest bedroom. We were also advised, again one last thing again after six months, that we would be required to pay a $3800 fee that was basically "profit" for the lender, although this fee might be... Read More

Top Rated
Our Partner
10 / 10
  • Our # 1 Choice, BBB Accredited, #1 Reverse Mortgage Lender in the nation
  • Meet with a Licensed Professional to discuss your personal needs, depending on your location.
  • Customer service agents readily available 24/7 to answer your questions
  • Approved Member of US Department of Housing and Urban Development
  • 96% Customer Satisfaction Rating
  • Eligibility: Age 62+, $100K+ home value with 50%+ equity
  • Free Information Kit on Pros & Cons