Retire Secure Reverse Mortgage Review

Rating: 8.2 / 10 (Excellent)
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Founded in 2007, Georgia-based Retire Secure offers HECMs to Georgia residents, particularly those living in the Atlanta metro area. The company boasts loan officers with an average of 20 years in the business. They are BBB accredited and carry a grade of A+. Retire Secure offers a quick online questionnaire that can get customers a reverse mortgage quote callback from a live agent.

How is Retire Secure rated?


Lender Details
Consumer Experience

Overall Rating: 8.2 / 10 (Excellent)

Retire Secure is a good option for residents of the state of Georgia. Since they're fully a local company, homeowners can not only benefit from their regional expertise, but also receive face-to-face service that other lenders may not offer. However, borrowers should also be aware that though the company is a decade old, there is very little information on it. We suggest a visit to their offices for an in-depth evaluation, so consumers can judge for themselves.

Lender Details

Lender Type
Nationwide Mortgage Licensing System ID
Nationwide Mortgage Regulatory Actions

Lender Details - 8.5 / 10

Retire Secure is a lender that has been serving the senior community of Georgia since 2007. Their loan officers average over twenty years of experience, insuring that their customers receive professional, trained counsel. When compared to other reverse mortgage lenders, they have a great reputation as they have no regulatory actions since 2012.

Retire Secure Loans

Loan Types
HECM Traditional
HECM for Purchase
HECM Refinance
Payout Options
Lump Sum Payment
Monthly Payments
Line of Credit
Maximum Loan Size

Loans - 8 / 10

Retire Secure offers Federal Housing Authority-backed reverse mortgages including traditional HECMs, HECMs for purchase, and HECM refinancing. The company offers monthly payments, line of credit, and lump sum options, as well as combinations of the three. Payments can be realized for a select term, or indefinitely (as long as the primary borrower occupies the residence). This translates into payout options that afford more flexibility than most companies. Retire Secure, however, offers no information regarding any associated fees for their reverse mortgages.

Retire Secure Consumer Experience

Consumer Experience - 8 / 10

Retire Secure proclaims that they don't have any negative reviews online, however, it's important to note that, as a local provider, the company doesn't have a significant positive presence on the internet, either. The company offers a short questionnaire that purports to deliver a quote, but once information is input you must wait to hear from a live agent.

Contact & Additional Info

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8.2 / 10
  • Meet with Local Representatives Face to Face
  • Georgia’s Local Experts
  • Loan Officers Average Over 20 Years’ Experience
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  • Service only available in Georgia