Home Point Financial Reverse Mortgage Review

Rating: 7.9 / 10 (Very good)
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How is Home Point Financial rated?
Lender Details
Consumer Experience

Home Point Financial is a BBB accredited lender of reverse mortgages nationwide. The company provides a list of financial services that includes FHA Mortgage Loans, VA Loans, USDA Loans, Conventional Loans and Home Affordable Refinance Program.  

Services and Features

Prospective clients of Home Point Financial must be a homeowner and at least 62 years old. The reverse mortgage can be paid back in one lump sum when the mortgagor passes away or sells their house. Home Point Financial does not require the health or employment records of the borrower.  

Home Point Reverse Mortgage is HUD and FHA protected. It includes mandatory counseling, capped interest rates, three-day rescission period, advanced disclosures and non-resource limits. Home Point will prepare and schedule a counseling service before they approve your loan.

Home Point offers a mortgage calculator to give borrowers a quick estimate of how much a reverse mortgage is going to cost them. The company provides the specific cost and breakdown for each type of reverse mortgage. Borrowers can compare interest rates and additional costs with different payment options that are included in a reverse mortgage.   

Services and Features

Reverse Mortgage Calculator

Online Quotation


Financial Guide

Types of Reverse Mortgage

VA Loans

Single-Purpose Reverse Mortgage

Home Equity Conversion Mortgage

Proprietary Reverse Mortgage



Home Owner

Amount of Equity

Not Stated


62 and older


Member of US Department of Housing and Urban Development

Member of Nation Reverse Mortgage Lenders Association

Insured by FHA

Approved by Equal Housing Opportunity

Plan Details

No Pre-Payment

Not Stated

No Monthly Servicing

Not Stated

Interest Rate

Not Stated

Closing Cost and Fees

Not Stated

Help and Support

Mobile App

Telephone Support




Reverse Mortgage at Home Point Financial

Home Point Financial offers various types of mortgage which come with flexible terms and services.  

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