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ARLO by All Reverse Mortgage Review


ConsumersAdvocate.org Rating: 4.8 / 5 (Excellent)
32 Customer Comments & Reviews - see all comments
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All Reverse Mortgage, founded in 2004, is a loan service backed by HUD and FHA. By ensuring that borrowers meet minimum age and residence requirements, this California-based company offers HECM reverse mortgages that aim to assist with coverage of unexpected costs. Moreover, All Reverse also has $0 closing, origination, and service fees.

How is ARLO by All Reverse Mortgage rated?

Breakdown

4.8/5
Transparency & Reputation
4.8/5
Loan Options
5.0/5
Availability

Overall Rating: 4.8 / 5 (Excellent)

All Reverse Mortgage, though a smaller lender than others on our list, is an excellent resource for reverse mortgages.

Their good rates and focus on ensuring their customer's satisfaction has led to positive reviews across all major consumer review sites.

Since they specialize exclusively in reverse mortgages, they provide expertise and focused dedication.

Transparency & Reputation

Lender Type
Lender
2016 HECM Loan Value
$12,519,403
Nationwide Mortgage Licensing System ID
13999
Nationwide Mortgage Regulatory Actions
1

Transparency & Reputation - 4.8 / 5

All Reverse Mortgage provides mandatory counseling for all applicants. The company reviews the borrower’s financial situation, considering debts, income, assets and living expenses and performs a budget analysis. All Reverse Mortgage also assists in finding all available alternatives to complete the process.

ARLO by All Reverse Mortgage Loans

Loan Types
HECM Traditional
HECM for Purchase
HECM Refinance
Proprietary Reverse Mortgage
Payout Options
Lump Sum Payment
Monthly Payments
Line of Credit
Fixed Rates Starting At
4.25%
Variable Rates Starting At
2.2%
Appraisal Fee
$450

Loan Options - 4.8 / 5

All Reverse Mortgage gives homeowners access to the equity in their homes. The home in question must be their primary residence, and the homeowner must be at least 62 years of age. The house should be a single family home, approved condominium, manufactured home, townhouse, or two to four unit owner-occupied home.

ARLO by All Reverse Mortgage Availability

Site Features & Mobile App
Home Equity Calculator
Online Application
Online Quote
BBB Rating
A+
Number of BBB Positive Reviews
83
Number of BBB Neutral Reviews
0
Number of BBB Negative Reviews
0
TrustPilot Rating
3.3 out of 5
Date Collected
2017-08-17

Availability - 5 / 5

All Reverse Mortgage allows clients to use loan proceeds for unexpected expenses such as home improvements, or to pay off medical bills. The borrower can access the available proceeds as a line of credit, single lump sum, regular monthly installment,s or any combination of these options.

Contact & Additional Info

Homepage URL
Company Phone
(800) 565-1722
Headquarters Address
2019 W. Chapman Ave, Orange, CA, 92868
Mailing Address
2019 W. Chapman Ave, Orange, CA, 92868
Year Founded
2004

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32 Customer Comments & Reviews

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Stephen T
8/9/2018
Reverse mortgage financing is more complicated than the regular finance market. There are more parties involved, the federal government being one. The layers of requirements and regulation is deeper. Kim Jones and her team at All Reverse Mortgage showed us they have the knowledge and experience to make the process as smooth as it could possibly be. From the outset, Kim prepared us for what we would need and kept us informed beforehand of the timeline. My wife and I never felt rushed or confused as Kim was never more than a text, email or phone call away for clarification on any issue. We can confidently recommend Kim Jones to folks considering a reverse mortgage for just information or... Read More


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Jan C
8/8/2018
Working with Kim gave me the assurance that I was making the right decision to do a Reverse Mortgage. She was able to answer any and all questions I had during the process. Kim always returned my phone calls and helped me each and every time I called. She is very pleasant to talk to and has a true passion for her profession for which I have the utmost respect for. I will highly recommend anyone seeking or even thinking about doing a reverse mortgage to contact Kim and just talk to her., then you will agree with me that it is the right decision, especially for seniors living on fixed incomes. Jan Norwalk, California 8/8/18


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Don
7/18/2018
My experience with Kim was great. She explained everything in detail and answered all my questions. She always was there when I needed help or had a question. I chose her over another company and I recommend her to anyone considering a reverse mortgage.


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Kim
7/15/2018
Obtaining a reverse mortgage from All Reverse Mortgage, Inc. is highly recommended. I went on line to get information regarding reverse mortgages. I started with AAG but they wanted to send me a DVD to review. That was not for me. I wanted information now. So I checked the All Reverse Mortgage website and found the information I was looking for. I filled out my information that was requested and was contacted within minutes by Kim Jones, a Sr. Reverse Professional at All Reverse Mortgage. Kim provided all the information I needed so my wife and I could make the best decision to achieve all our financial goals with a reverse mortgage. That was the bottom line for me. But, there is... Read More


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Connie R
6/8/2018
It was a delight working with Kim Jones and her staff at All Reverse Mortgage. Kim is very passionate about her job, very personable, and extremely efficient. I felt extremely comfortable talking with her and knew that my reverse mortgage loan was in great hands. She reminded me of myself, priding herself on doing a great job. This company allows you to find out how much money you can get, the interest rate etc. right up front, in a same-day quote before you even begin the process. That was important to me, and then as soon as I read the great BBB reviews, I knew I wanted to work with this company. I highly recommend this company! Thank you Kim and your staff from Connie Reed!


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Sonja M
12/5/2017
Many thanks to All Reverse Mortgage their contact team are exceptional,knowledgeable,professional individuals.All communications was done promptly ASAP always same day.Kim and Jay help me to be stress free during the process outstanding job.I wouldn't hesitate to recommend your company to anyone i come in contact with it will be my pleasure.


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Roberta S
11/16/2017
When we decided a reverse mortgage was the way to go for my husband and me, I did a lot of research on lenders and came across ALL Reverse Mortgage. We decided to go with them and have not regretted it for one second. Their website is easy to understand and very informative. Kim Jones is very friendly yet professional and she and her team made sure all went smoothly. Calls or emails were answered promptly. We appreciated so much that they got us in before the new regulations took effect. We didn't even have to leave our house for the paperwork or counseling. We highly recommend ARM to anyone looking for a reverse mortgage. Many, many thanks to Kim, Jay and ARM and blessings to... Read More


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Sharon B
11/9/2017
I thought Kim Jones was informative, pleasant, professional and an excellent representative for All Reverse Mortgage. Everything was done in a timely, professional manner. Kim was awesome, which is the reason I chose this company instead of the other company I interviewed. That initial feeling was definitely born out through the process. The experience was everything she described, even though we had some issues with our home. We were glad to discover them and rectify the problems. Kim deserves accolades. She's very good.


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Dave S
11/5/2017
It all started with the reverse mortgage company my parents were with sold the servicing to a sub-standard company ( 1 star in online reviews). Yikes, I needed to find a new company for them. You see my parents are 87 and HATE change. I researched and found All Reverse Mortgage. Online reviews had them in the top three in the country, however, with my experience, they should be NUMBER ONE. I met with Kim and Cliff who is the President. Cliff showed his brilliance and sensitivity to my parent’s blight. After meeting with them I took the information to my parents. Let me just say, Kim is loved by a whole new family. Kim walked every step WITH my parents (and me as the liaison) and has shown... Read More


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Katharine B
11/3/2017
I received a reverse mortgage from All Reverse in Orange County, CA. I have nothing but absolute praise for Kim J and Tiffany K who processed my loan; they were very patient, caring and promptly responded to my emails or phone calls. They made sure that I understood the loan completely, and immediately answered all my questions. One of the liens on my home was difficult to pay off; they worked with me and the lien holder to clear title--not an easy task. If I ever wanted to refinance, I would use them again. I am grateful for their vast knowledge and experience and would definitely recommend them to anyone looking for a reverse mortgage!