Rating: 9.7 / 10 (Excellent)
32 Customer Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. Learn more.
All Reverse Mortgage, founded in 2004, is a loan service backed by HUD and FHA. By ensuring that borrowers meet minimum age and residence requirements, this California-based company offers HECM reverse mortgages that aim to assist with coverage of unexpected costs. Moreover, All Reverse also has $0 closing, origination, and service fees.

How is ARLO by All Reverse Mortgage rated?

Breakdown

4.8/5
Transparency & Reputation
4.8/5
Loan Options
5.0/5
Availability

Overall Rating: 4.8 / 5 (Excellent)

All Reverse Mortgage, though a smaller lender than others on our list, is an excellent resource for reverse mortgages. Their good rates and focus on ensuring their customer's satisfaction has led to positive reviews across all major consumer review sites. Since they specialize exclusively in reverse mortgages, they provide expertise and focused dedication.

Transparency & Reputation

Lender Type
Lender
2016 HECM Loan Value
$12,519,403
Nationwide Mortgage Licensing System ID
13999
Nationwide Mortgage Regulatory Actions
1

Transparency & Reputation - 4.8 / 5

All Reverse Mortgage provides mandatory counseling for all applicants. The company reviews the borrower’s financial situation, considering debts, income, assets and living expenses and performs a budget analysis. All Reverse Mortgage also assists in finding all available alternatives to complete the process.

ARLO by All Reverse Mortgage Loans

Loan Types
HECM Traditional
HECM for Purchase
HECM Refinance
Proprietary Reverse Mortgage
Payout Options
Lump Sum Payment
Monthly Payments
Line of Credit
Fixed Rates Starting At
4.25%
Variable Rates Starting At
2.2%
Appraisal Fee
$450

Loan Options - 4.8 / 5

All Reverse Mortgage gives homeowners access to the equity in their homes. The home in question must be their primary residence, and the homeowner must be at least 62 years of age. The house should be a single family home, approved condominium, manufactured home, townhouse, or two to four unit owner-occupied home.

ARLO by All Reverse Mortgage Availability

Site Features & Mobile App
Home Equity Calculator
Online Application
Online Quote
BBB Rating
A+
Number of BBB Positive Reviews
83
Number of BBB Neutral Reviews
0
Number of BBB Negative Reviews
0
TrustPilot Rating
3.3 out of 5
Date Collected
2017-08-17

Availability - 5 / 5

All Reverse Mortgage allows clients to use loan proceeds for unexpected expenses such as home improvements, or to pay off medical bills. The borrower can access the available proceeds as a line of credit, single lump sum, regular monthly installment,s or any combination of these options.

Contact & Additional Info

Homepage URL
Company Phone
(800) 565-1722
Headquarters Address
2019 W. Chapman Ave, Orange, CA, 92868
Mailing Address
2019 W. Chapman Ave, Orange, CA, 92868
Year Founded
2004

Top Rated
Our Partner

  • Access to ARLO™ quote engine offering instant quotes with real-time rates/APR
  • Nearly 20 years of ethical reverse mortgage expertise - BBB Torch Award nominee
  • HUD-Approved direct reverse mortgage lender - Award-winning service
  • 4.98/5 stars & A+ BBB rating

Latest ARLO by All Reverse Mortgage Reviews

9.47
Based on32 Reviews fromARLO by All Reverse Mortgage customers
nancykramer62

10/25/2021
Do Not use this company. They have appraisers that lowball the valuation. The incompetent lied on the appraisal, as an example stating flooring was in average shape when it was less than 2 years old tile and engineered wood, and no updates when a new $4K alumawood patio cover had just been installed. Said community was less than average. I live in a gated community built around a private golf course. Also said the market was slow when homes in the same community were going into escrow in less than 1 week being on the market and for well over asking. The appraisal came in at $435K. I canceled with them because of the low appraisal and their unwillingness to do anything about it. Had to... Read More


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Nanette K

12/20/2019
All Reverse did charge a loan origination fee and closing costs of about $17K on my loan, contrary to what it says at the top of this website's page. Didn't have the good luck of working with Kim Jones. Rick Williams was OK but not knowledgeable about FHA inspection requirements.


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Steve K

12/30/2018
When we started investigating reverse mortgages, we knew it wouldn’t be easy. We were finishing up construction of our owner/builder new home and had some work left to do, but with interest rates rising wanted to get on with it. So our situation wasn’t run of the mill, and Kim Jones at All Reverse was the only contact who had straight answers to our how-do-we-do-this questions. The only one, of many. And she up front had the best rates of the many lenders I contacted, without the typical ‘I might be able to do better’ and ‘we can match a better offer’. Then, she and others of the crew at All Reverse made the process as easy as possible, which isn’t as simple as it sounds. Highly... Read More


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Robert E

11/26/2018
It was a real pleasure to work with All Reverse Mortgage. Kim Jones was absolutely wonderful, extremely responsive, very knowledgeable, always followed up and a real joy to work with. Tiffany, on the processing side, was very responsive, extremely helpful, always responded timely. I can’t say enough nice things about Kim and Tiffany. The notary was also really good, very detail oriented and went over everything and was by far the best notary that I can recount based on my past experiences; having refinanced several times previously.


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Mark B

11/20/2018
Kim and All Reverse Mortgage were amazing. Another lender told me that I didn't have enough equity to do a reverse mortgage at all but Kim did it. I've done several refis and none have been quicker or simpler. I collected a mountain of documents I expected they would want based on previous experience and almost all of it went unused. I am thrilled. It was easy.


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Jerry H

11/5/2018
Working with Kim Jones and the excellent staff at All Reverse Mortgage was a great experience. We used Lending Tree to initiate contact with reverse mortgage lenders. It created numerous contacts from various lenders, including All Reverse Mortgage and Kim Jones. The number of contacts via Lending Tree can be a little overwhelming, but quickly I was able to determine those that were just selling and those who wanted to help. Kim was helpful and knowledgeable from the start. Eventually, I selected Kim because she kept in contact, listened to our interests, and clearly was willing to work with us to provide a loan that was exactly what we were looking for and an offer that exceeded our... Read More


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jabonjour

10/23/2018
I have the greatest peace of mind. I’m so glad we got Kim Jones on the telephone. It was overwhelming to think about the reverse mortgage, but Kim and Raven made it wonderful and so easy. I want to thank Kim for her patience as I’m not the most computer literate person, but it turned out okay with her guidance. Raven was amazing with all the time she took as well. Thank you very much. I’m just grateful!


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Raye

9/21/2018
Financial planning is much more complex when you are retired. If you have a home with a lot of equality, there are only two ways to tap into that equality. One is to sell your home, move to a place that has less value and keep the equality that remains. Second is a reverse mortgage. Once retired with no job, thus no job income, which is primarily what banks look at; a traditional home equality line of credit can be difficult to secure. However, with a reverse mortgage line of credit, you remain in your home with no monthly re-payments and the line of credit amount value will increase over time. The only negative is the sticker shock with the initial closing costs, so best to take a... Read More


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LOH

9/6/2018
I contacted AllReverse Mortgage after I read the reviews of several jumbo reverse lenders…which all seemed to be very good, but AllReverse Mortgage had an “answer” man, ARLO, which piqued my interest. My first human contact was Kim Jones, who explained what a Jumbo Reverse could do for my wife and me. She answered all my questions with good knowledge and then sent a form for me to fill in the answers so that AllReverse mortgage could send an estimate of what returns I could expect and what my heirs could expect. The estimate was quite detailed and again quite understandable. The end result was a closing with a check to me, all within 60 days of my first contact. My check exceed my... Read More


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Shirley V

8/21/2018
THANK HEAVENS FOR KIM JONES, as well as Tiffany, of All Reverse Mortgage!We have never had the privilege of working with anyone that has been as professional and efficient, yet so friendly, that you feel completely at ease and confident that you are in good hands and have made the right decision. Kim is passionate about her position and takes great pride in doing everything possible for her clients. When we first started looking into the Reverse Mortgage loans, I contacted AAG and talked with a very nice gentleman. I also spent a lot of time on the internet looking for information and would then call him back. He offered to check us out with a credit check to get started.... Read More


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Stephen T

8/9/2018
Reverse mortgage financing is more complicated than the regular finance market. There are more parties involved, the federal government being one. The layers of requirements and regulation is deeper. Kim Jones and her team at All Reverse Mortgage showed us they have the knowledge and experience to make the process as smooth as it could possibly be. From the outset, Kim prepared us for what we would need and kept us informed beforehand of the timeline. My wife and I never felt rushed or confused as Kim was never more than a text, email or phone call away for clarification on any issue. We can confidently recommend Kim Jones to folks considering a reverse mortgage for just information or... Read More


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Jan C

8/8/2018
Working with Kim gave me the assurance that I was making the right decision to do a Reverse Mortgage. She was able to answer any and all questions I had during the process. Kim always returned my phone calls and helped me each and every time I called. She is very pleasant to talk to and has a true passion for her profession for which I have the utmost respect for. I will highly recommend anyone seeking or even thinking about doing a reverse mortgage to contact Kim and just talk to her., then you will agree with me that it is the right decision, especially for seniors living on fixed incomes. Jan Norwalk, California 8/8/18


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Don

7/18/2018
My experience with Kim was great. She explained everything in detail and answered all my questions. She always was there when I needed help or had a question. I chose her over another company and I recommend her to anyone considering a reverse mortgage.


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Kim

7/15/2018
Obtaining a reverse mortgage from All Reverse Mortgage, Inc. is highly recommended. I went on line to get information regarding reverse mortgages. I started with AAG but they wanted to send me a DVD to review. That was not for me. I wanted information now. So I checked the All Reverse Mortgage website and found the information I was looking for. I filled out my information that was requested and was contacted within minutes by Kim Jones, a Sr. Reverse Professional at All Reverse Mortgage. Kim provided all the information I needed so my wife and I could make the best decision to achieve all our financial goals with a reverse mortgage. That was the bottom line for me. But, there is... Read More


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Connie R

6/8/2018
It was a delight working with Kim Jones and her staff at All Reverse Mortgage. Kim is very passionate about her job, very personable, and extremely efficient. I felt extremely comfortable talking with her and knew that my reverse mortgage loan was in great hands. She reminded me of myself, priding herself on doing a great job. This company allows you to find out how much money you can get, the interest rate etc. right up front, in a same-day quote before you even begin the process. That was important to me, and then as soon as I read the great BBB reviews, I knew I wanted to work with this company. I highly recommend this company! Thank you Kim and your staff from Connie Reed!


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Sonja M

12/5/2017
Many thanks to All Reverse Mortgage their contact team are exceptional,knowledgeable,professional individuals.All communications was done promptly ASAP always same day.Kim and Jay help me to be stress free during the process outstanding job.I wouldn't hesitate to recommend your company to anyone i come in contact with it will be my pleasure.


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Roberta S

11/16/2017
When we decided a reverse mortgage was the way to go for my husband and me, I did a lot of research on lenders and came across ALL Reverse Mortgage. We decided to go with them and have not regretted it for one second. Their website is easy to understand and very informative. Kim Jones is very friendly yet professional and she and her team made sure all went smoothly. Calls or emails were answered promptly. We appreciated so much that they got us in before the new regulations took effect. We didn't even have to leave our house for the paperwork or counseling. We highly recommend ARM to anyone looking for a reverse mortgage. Many, many thanks to Kim, Jay and ARM and blessings to... Read More


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Sharon B

11/9/2017
I thought Kim Jones was informative, pleasant, professional and an excellent representative for All Reverse Mortgage. Everything was done in a timely, professional manner. Kim was awesome, which is the reason I chose this company instead of the other company I interviewed. That initial feeling was definitely born out through the process. The experience was everything she described, even though we had some issues with our home. We were glad to discover them and rectify the problems. Kim deserves accolades. She's very good.


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Dave S

11/5/2017
It all started with the reverse mortgage company my parents were with sold the servicing to a sub-standard company ( 1 star in online reviews). Yikes, I needed to find a new company for them. You see my parents are 87 and HATE change. I researched and found All Reverse Mortgage. Online reviews had them in the top three in the country, however, with my experience, they should be NUMBER ONE. I met with Kim and Cliff who is the President. Cliff showed his brilliance and sensitivity to my parent’s blight. After meeting with them I took the information to my parents. Let me just say, Kim is loved by a whole new family. Kim walked every step WITH my parents (and me as the liaison) and has shown... Read More


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Katharine B

11/3/2017
I received a reverse mortgage from All Reverse in Orange County, CA. I have nothing but absolute praise for Kim J and Tiffany K who processed my loan; they were very patient, caring and promptly responded to my emails or phone calls. They made sure that I understood the loan completely, and immediately answered all my questions. One of the liens on my home was difficult to pay off; they worked with me and the lien holder to clear title--not an easy task. If I ever wanted to refinance, I would use them again. I am grateful for their vast knowledge and experience and would definitely recommend them to anyone looking for a reverse mortgage!


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Karen K

7/19/2017
I am a single woman over 70 and when choosing a reverse mortgage I went to many sites and finally because of the rating of All Reverse Mortgage made them my choice. I am so glad I did as the President was the 1st person I spoke to there and he was so kind and helpful. He answered all my questions and never did I feel pressured. He gave me so much info and advice. He sent me email info so more questions could be put at ease. It was an easy experience and they walked me through everything from start to finish. The whole process was done in a month. I can easily recommend them to anyone.


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Gene R

6/21/2017
My wife and I had a great experience with All Reverse Mortgage and their crew. The loan representatives answered all of our questions and took away our fears of a reverse mortgage. The President Cliff Auerswald , was great to work with from day one. Our mortgage was handled quickly and professionally. We closed in less than 30 days and funds were transferred to our account in less than a week after closing. A great company to do business with. The Roberts Family


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Richard R

3/20/2017
This was a very good experience. They did all of the paperwork and worked around everything for us. They came to our home to sign the papers for the loan which was very convenient since we are older. Very nice people!!


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Gary U

3/17/2017
The application process and closing was all done very smoothly and efficiently. Thanks for a great job.


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Rob H

3/16/2017
I highly recommend All Reverse Mortgage! Their professional, clear, an honest approach, made the process very easy. I had a lot of questions, all were answered quickly, and I was given both the benefits and costs of my decisions. Their loan options were far and away the most diverse of any company I looked at. There was never any pressure to move forward! The loan application process was smooth, and no surprises! Cliff and all of his staff, demonstrated the highest level of integrity and support from beginning to completion! Their website is a wealth of knowledge that will answer many questions.