Rating: 9 / 10 (Excellent)
17 Customer Reviews - see all comments
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All Reverse Mortgage, founded in 2004, is a loan service backed by HUD and FHA. By ensuring that borrowers meet minimum age and residence requirements, this California-based company offers HECM reverse mortgages that aim to assist with coverage of unexpected costs. Moreover, All Reverse also has $0 closing, origination, and service fees.

How is All Reverse Mortgage rated?


Lender Details
Consumer Experience

Overall Rating: 9 / 10 (Excellent)

All Reverse Mortgage, though a smaller lender than others on our list, is an excellent resource for reverse mortgages. Their good rates and focus on ensuring their customer's satisfaction has led to positive reviews across all major consumer review sites. Since they specialize exclusively in reverse mortgages, they provide expertise and focused dedication.

Lender Details

Lender Type
2016 HECM Loan Value
Nationwide Mortgage Licensing System ID
Nationwide Mortgage Regulatory Actions

Lender Details - 9 / 10

Though All Reverse Mortgage is a smaller lender than others on our list, they enjoy overwhelmingly positive reviews across a variety of independent consumer review websites, and only one regulatory action by the Nationwide Mortgage Licensing System.

All Reverse Mortgage Loans

Loan Types
HECM Traditional
HECM for Purchase
HECM Refinance
Proprietary Reverse Mortgage
Payout Options
Lump Sum Payment
Monthly Payments
Line of Credit
Fixed Rates Starting At
Variable Rates Starting At
Appraisal Fee

Loans - 9 / 10

All Reverse Mortgage provides government-insured Home Equity Conversion Mortgages and so-called jumbo reverse mortgages (Proprietary Reverse Mortgages) in 17 states. These can be paid out as lump sums, monthly payments, or lines of credit, depending on the borrower's preference. Their rates are generally quite good compared with other lenders, and this shows in their positive customer reviews.

All Reverse Mortgage Consumer Experience

Site Features & Mobile App
Home Equity Calculator
Online Application
Online Quote
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Consumer Experience - 9 / 10

All Reverse Mortgage provides a very comprehensive Q&A section on their website, with questions by real customers answered promptly and efficiently. They also offer an online application and quote, as well as reverse mortgage and home equity calculators, and a tool to check current interest rates. However, their webpage is a bit difficult to navigate for someone not versed in online browsing.

Contact & Additional Info

Homepage URL
Company Phone
(800) 565-1722
Headquarters Address
2019 W. Chapman Ave, Orange, CA, 92868
Mailing Address
2019 W. Chapman Ave, Orange, CA, 92868
Year Founded

Top Rated
Our Partner
9.0 / 10
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  • Highest Rated of Any Major Reverse Mortgage Lender: Source: BBB
  • A+ Awarded Rating by Better Business Bureau – Perfect 5.0 Stars
  • Over a Decade of Excellence (12+Years Reverse Mtg. Only)

Latest All Reverse Mortgage Reviews

Sonja M
Chino, California

Many thanks to All Reverse Mortgage their contact team are exceptional,knowledgeable,professional individuals.All communications was done promptly ASAP always same day.Kim and Jay help me to be stress free during the process outstanding job.I wouldn't hesitate to recommend your company to anyone i come in contact with it will be my pleasure.

Roberta S
Lehighton, Pennsylvania

When we decided a reverse mortgage was the way to go for my husband and me, I did a lot of research on lenders and came across ALL Reverse Mortgage. We decided to go with them and have not regretted it for one second. Their website is easy to understand and very informative. Kim Jones is very friendly yet professional and she and her team made sure all went smoothly. Calls or emails were answered promptly. We appreciated so much that they got us in before the new regulations took effect. We didn't even have to leave our house for the paperwork or counseling. We highly recommend ARM to anyone looking for a reverse mortgage. Many, many thanks to Kim, Jay and ARM and blessings to... Read More

Sharon B
Fullerton, California

I thought Kim Jones was informative, pleasant, professional and an excellent representative for All Reverse Mortgage. Everything was done in a timely, professional manner. Kim was awesome, which is the reason I chose this company instead of the other company I interviewed. That initial feeling was definitely born out through the process. The experience was everything she described, even though we had some issues with our home. We were glad to discover them and rectify the problems. Kim deserves accolades. She's very good.

Dave S
Fullerton, California

It all started with the reverse mortgage company my parents were with sold the servicing to a sub-standard company ( 1 star in online reviews). Yikes, I needed to find a new company for them. You see my parents are 87 and HATE change. I researched and found All Reverse Mortgage. Online reviews had them in the top three in the country, however, with my experience, they should be NUMBER ONE. I met with Kim and Cliff who is the President. Cliff showed his brilliance and sensitivity to my parent’s blight. After meeting with them I took the information to my parents. Let me just say, Kim is loved by a whole new family. Kim walked every step WITH my parents (and me as the liaison) and has shown... Read More

Katharine B
Fullerton, California

I received a reverse mortgage from All Reverse in Orange County, CA. I have nothing but absolute praise for Kim J and Tiffany K who processed my loan; they were very patient, caring and promptly responded to my emails or phone calls. They made sure that I understood the loan completely, and immediately answered all my questions. One of the liens on my home was difficult to pay off; they worked with me and the lien holder to clear title--not an easy task. If I ever wanted to refinance, I would use them again. I am grateful for their vast knowledge and experience and would definitely recommend them to anyone looking for a reverse mortgage!

Karen K
Boynton Beach, Florida

I am a single woman over 70 and when choosing a reverse mortgage I went to many sites and finally because of the rating of All Reverse Mortgage made them my choice. I am so glad I did as the President was the 1st person I spoke to there and he was so kind and helpful. He answered all my questions and never did I feel pressured. He gave me so much info and advice. He sent me email info so more questions could be put at ease. It was an easy experience and they walked me through everything from start to finish. The whole process was done in a month. I can easily recommend them to anyone.

Gene R
Indio, California

My wife and I had a great experience with All Reverse Mortgage and their crew. The loan representatives answered all of our questions and took away our fears of a reverse mortgage. The President Cliff Auerswald , was great to work with from day one. Our mortgage was handled quickly and professionally. We closed in less than 30 days and funds were transferred to our account in less than a week after closing. A great company to do business with. The Roberts Family

Richard R

This was a very good experience. They did all of the paperwork and worked around everything for us. They came to our home to sign the papers for the loan which was very convenient since we are older. Very nice people!!

Gary U
Puyallup, Washington

The application process and closing was all done very smoothly and efficiently. Thanks for a great job.

Rob H
Portland, Oregon

I highly recommend All Reverse Mortgage! Their professional, clear, an honest approach, made the process very easy. I had a lot of questions, all were answered quickly, and I was given both the benefits and costs of my decisions. Their loan options were far and away the most diverse of any company I looked at. There was never any pressure to move forward! The loan application process was smooth, and no surprises! Cliff and all of his staff, demonstrated the highest level of integrity and support from beginning to completion! Their website is a wealth of knowledge that will answer many questions.

Mary F
Rancho Cucamonga, California

I would highly recommend All Reverse Mortgage to anyone interested in getting a reverse mortgage. Everything went so smoothly and quickly and phone calls were answered promptly. I was given a quote at the beginning that stated how much I could borrow based on my age and value of my property. It also showed that there would not be any closing costs, origination fees or upfront mortgage premium. These fees were credited to my account by the lender and were not added to my loan. These are nice people to deal with and they have this loan process down to a science. There were no surprises at the end of closing. I now have peace of mind knowing that I can stay in my townhouse and not have to... Read More

David L
Seattle, Washington

All Reverse Mortgage company was extremely helpful to me. They absorbed all of the costs involved except the required $125 HUD counseling fee. They were very responsive to my questions and processed my new HUD loan efficiently and kept me advised of my few requirements. They were easy to contact at any time, either by phone or by email. I thoroughly recommend them to process your Reverse Mortgage.

Lois B
Glen Mills, Pennsylvania

I wish to let everyone know what an absolutely perfect experience we had with Cliff Auerswald, and his company, All Reverse Mortgage. From the first telephone call I had with Cliff, his knowledge, professionalism and expertise were beyond what may be expected from someone who had no idea that we intended to pursue a reverse mortgage with his company. He gave us excellent advice for several weeks and always took our calls. We were doing thorough research on several reverse mortgage companies; however, it was crystal clear almost immediately that All Reverse Mortgage Company was the best this is. The entire process went like clockwork and I am happy to recommend All Reverse Mortgage... Read More

Englewood, Colorado

I thought Cliff and his associates at All Reverse were there for me at every step of the process.Their interest rates were there with the other companies. What made them far better then the other companies were their closing costs were far less. I could not have chosen a better company.

Lenard H
Raleigh, North Carolina

Here are some key things we enjoyed when we were working with All Reverse Mortgage. Most importantly from the beginning we were glad to realize that we would be able to communicate with you in a timely fashion, which we felt was important should any problems would arise during the process. Especially considering how long the process can take. We were also greatly please with your forward thinking on handling any possible problems that could arise. However before we actually spoke with you we were able to gain a lot of knowledge from your web site that we did not see in other web sites that offered reverse mortgages. Through out the whole process we were happy and felt comfortable, which... Read More

Lois B
Anaheim, California

Thank you for your help in securing a Reverse Mortgage for Richard and I this winter. Your company was not the first one I called for information on a RM, but from the first day I called you in late January, I was impressed by both your knowledge and your clear explanations. Then, once we had chosen your firm based on your very competitive rates and fees, I was impressed with your quick service. Your employees also provided excellent explanations and service. The process went very smoothly and I would recommend All Reverse Mortgage to seniors like us. Please feel free to use me as a reference if someone has doubts about using an online service like you provide. Again, thank... Read More

Walter I
Anaheim, California

Do not hesitate to request your quote, they are a great bunch of people who will help and guide every step of the way. Of the three offers I received All Reverse was lowest in rate and offered it at no closing costs. - Walter II