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Sequin KLS Prepaid Visa® RushCard Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
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The Sequin KLS RushCard is a prepaid Visa® debit card issued by UniRush Financial Services. Prepaid cards can be used in the exact same way as traditional bank-issued debit cards. Cards can be filled at various retail locations, through card transfers, or through mobile check deposits. Customers can also use the RushCard to make purchases and pay bills online. UniRush was originally founded by music mogul Russell Simmons in 2003, and was purchased by Green Dot Corporation in 2017.

How is Sequin KLS RushCard rated?

Breakdown

4.8/5
Card Characteristics
4.6/5
Additional Services
4.8/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

The Sequin KLS Prepaid Visa® RushCard gives customers all the freedom an purchasing benefits as a debit card from a traditional lending institution. One of the main selling points is the list of features and benefits. RushCard users can pay bills and manage their accounts online. They can also deposit checks through their mobile devices and withdraw cash at ATMs. Some extra services include cash rewards, refer-a-friend bonuses, and even personalized financial counseling via the RushCard website. The Sequin KLS Prepaid Visa® RushCard has two plans that offer different fee structures. There is a flat monthly fee with unlimited purchases, and a pay-as-you-go plan. The Sequin KLS Prepaid Visa® RushCard is a great choice for those who don't have access traditional credit cards or banking accounts, but want the flexibility and bill paying benefits they provide.

Sequin KLS RushCard Card Characteristics

Card Characteristics - 4.8 / 5

The RushCard has a $10,000 maximum limit, but no minimum balance required. To get approved all customers need is a successful ID verification. There is no credit check required. RushCard funds are insured through through MetaBank®, Member FDIC. If the card is lost or stolen, funds are also protected via the Visa Zero Liability policy. One of the standout features of the Sequin KLS RushCard is that you can pay bills, rent, utilities, or even friends all online. There are currently two plans on offer: unlimited and pay-as-you-go. The RushCard unlimited plan charges a monthly fee ($7.95 OR $5.95 if you receive a payroll/government benefit direct deposit in the prior month) but does not charge transaction fees. The Pay-As-You-Go charges $1.00 per purchase.

Card Balance

Minimum Balance
$%
Maximum Balance
$%

Other

Daily Direct Deposit Limit
$%

Fees & Penalties

  • Withdrawal Fee
  • Monthly Fee
  • Balance Inquiry Fee
  • Purchase Fee
  • Transaction Fee
  • Foreign Transaction Fee
  • Maintenance Fee
  • Dormancy Fee
  • Over the Counter Cash Withdrawal Fee

Fees Link


Sequin KLS RushCard Additional Services

Additional Services - 4.6 / 5

The Sequin KLS Prepaid Visa® RushCard offers some great additional features to customers. Those enrolling in direct deposit of their paycheck can get their pay up to two days early. Online monitoring allows cardholders to see activity in real time and also get alerts if balances are running low or when a deposit has been made. With check capture, customers can deposit checks with their cellphones or other mobile devices. The Sequin KLS Prepaid Visa® RushCard also has a rewards program where members have access to discounts, savings, financial counseling, and a refer-a-friend bonus.

Features

  • No Credit Check
  • Text Alerts
  • Online Account Management
  • Mobile App
  • Budgeting Features
  • Mobile Check Capture
  • Online Bill Pay
  • Early Tax Refund

Rewards

  • Cashback
  • Points Programs
  • Refer a Friend

Sequin KLS RushCard Customer Experience

Customer Experience - 4.8 / 5

The Sequin KLS Prepaid Visa® RushCard is issued by parent companies UniRush Financial and Empowerment Ventures LLC. UniRush Financial has a C grade with the BBB. However, much of the negative feedback has to do with a 2015 glitch that has since been resolved. The company was founded in 2003.

Help & Support

  • Phone
  • Email
  • 24/7 Support
  • FAQs

Reviews and Complaints

BBB Rating
C
CFPB Total Complaints
1,063
Date Collected
2018-08-23

Company Profile

Full Name
Sequin KLS Prepaid Visa® RushCard
Company Website
Headquarters
10625 Techwoods Circle, Cincinatti, OH, 45242


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