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24K Prepaid Visa® RushCard Review


ConsumersAdvocate.org Rating: 4.6 / 5 (Excellent)
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24K RushCard is a version of the prepaid Visa® debit card issued by UniRush Financial Services. Cards are used the same as a bank debit card. Customers can deposit funds into cards at certain retail locations, through card transfers, or through mobile check deposits. They are then able to withdraw cash, make purchases, and pay bills online. UniRush was founded in Ohio in 2003 by music entrepreneur Russell Simmons, and was purchased by Green Dot Corporation in 2017.
 
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How is 24K RushCard rated?

Breakdown

4.5/5
Card Characteristics
4.5/5
Additional Services
5.0/5
Customer Experience

Overall Rating: 4.6 / 5 (Excellent)

With the 24K RushCard, customers get a long list of features and benefits. These include online account management, bill pay, mobile check deposits, and ATM withdrawals. The card also has extra services like cash rewards, refer-a-friend bonuses, and even personalized financial counseling. 24K RushCard has two plans that offer different fee structures. The flat monthly fee with unlimited purchases costs $7.95, or $5.95 if you use direct deposit. The pay-as-you-go plan offers a simple $1.00 per purchase charge. Additional fees can be added for card-to-card transfers, over-the-counter cash withdrawals, and for requesting your balance at an ATM. The 24K RushCard is ideal for consumers who don't have access traditional credit cards or banking accounts.

24K RushCard Card Characteristics

Card Characteristics - 4.5 / 5

It is not required for customers to submit to a credit check to obtain the 24K RushCard. Also, there is no minimum balance to maintain. However, there are daily deposit limits: $2,999 for cash deposits and $2,000 for card-to-card transfers. Customers should also be aware that the 24K RushCard has a maximum balance limit of $10,000. As previously mentioned, the card offers two plans: unlimited and pay-as-you-go. The RushCard unlimited plan charges a monthly fee ($7.95 OR $5.95 if you receive a payroll/government benefit direct deposit in the prior month) but does not charge transaction fees. The Pay-As-You-Go charges $1.00 per purchase.

Card Balance

Minimum Balance
$%
Maximum Balance
$%

Other

Daily Direct Deposit Limit
$%

Fees & Penalties

  • Withdrawal Fee
  • Monthly Fee
  • Balance Inquiry Fee
  • Purchase Fee
  • Transaction Fee
  • Foreign Transaction Fee
  • Maintenance Fee
  • Dormancy Fee
  • Over the Counter Cash Withdrawal Fee

Fees Link

this page.

24K RushCard Additional Services

Additional Services - 4.5 / 5

RushCard allows customers to completely manage their accounts online as well as to deposit checks with their cellphone and receive their payroll, government benefits, and/or tax refunds two days early. The 24K RushCard also has a rewards program where members have access to discounts, savings, financial counseling, and a refer-a-friend bonus.

Features

  • No Credit Check
  • Text Alerts
  • Online Account Management
  • Mobile App
  • Budgeting Features
  • Mobile Check Capture
  • Online Bill Pay
  • Early Tax Refund

Rewards

  • Cashback
  • Points Programs
  • Refer a Friend

24K RushCard Customer Experience

Customer Experience - 5 / 5

RushCard operates as a subsidiary of parent companies UniRush Financial and Empowerment Ventures LLC. UniRush Financial has a C grade with the BBB. The company was founded in 2003.

Help & Support

  • Phone
  • Email
  • 24/7 Support
  • FAQs

Reviews and Complaints

BBB Rating
C
CFPB Total Complaints
1,063
Date Collected
2018-08-21

Company Profile

Full Name
24K Prepaid Visa® RushCard
Company Website
https://www.rushcard.com/
Headquarters
10625 Techwoods Circle, Cincinatti, OH, 45242
Top Rated
Our Partner
  • Earn PayPal cash back rewards from select merchants
  • Move money from your PayPal account in real time
  • No late fees because this is not a credit card 
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