New American Funding provides several types of mortgage refinance options, including rate and term refinances, which lower the interest rate and/or loan term, cash-in refinances, which allows borrowers to reduce the loan amount owed, and cash-out refinance, which allows homeowners to borrow against their home's equity. New American Funding does not offer a standalone HELOC, but the company does offer a concurrent (second lien) HELOC. The company is also an approved mortgage lender for FHA and VA mortgage programs sponsored by the government. There is no minimum loan amount and the maximum loan amount depending on the county can go as high as $331,760 for an FHA loan and $510,400 for a VA loan. Larger loan amounts may be available in high-cost counties.

To obtain a quote, applicants only need to fill out a short form and request a call from a New American Funding representative.

You can request a loan quote from New American Funding online by answering about half a dozen questions and providing your contact information. It's a very simple process. The company does not offer a lot of information on loan eligibility requirements, but that's because they offer a wide range of loan types and each type may have different requirements. For example, FHA and VA mortgages have federally set minimum requirements that are ideal for people with lower credit scores, higher loan-to-value ratios, and higher debt-to-income ratios. Other mortgages that are not backed by the government may have more stringent requirements. Since obtaining a quote from New American Funding is so easy, consumers are encouraged to submit their information to see which programs are available to them under their specific circumstances.

New American Funding is accredited and rated A+ by the Better Business Bureau. Customer reviews posted on this profile are mostly positive, with many customers praising the company's customer service. Consumers on Trustpilot award the company 3.2 out to 5 stars. New American Funding provides an extensive blog, mortgage and real estate market news, a mortgage glossary, and other educational resources for customers seeking to refinance their homes. You can contact the company via email or call its customer service department weekdays between 8:00 am and 5:00 pm Pacific Time.