Wells Fargo Mortgage Review

#13 in Mortgage Rates


Wells Fargo is one of the country’s biggest private mortgage provider in the country today. It offers a good mix of mortgage plans that offer homebuyers the best opportunity of qualifying for a mortgage loan. Services also include home refinancing, construction loans and home equity loans. Wells Fargo website contains a huge resource of mortgage calculators and knowledge base for homebuyers.  


Home Types

  • Single Home
  • Townhome
  • Condominiums
  • Multifamily dwelling


Types of Mortgages

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • FHA Mortgages
  • Jumbo Mortgages



Wells Fargo offers low down payment mortgage loans which includes under VA and FHA loans. However, low down payment loans are pricier so be sure to check mortgage rates.


Credit Score


Down payment (ideal)

5% for a VA or FHA

Minimum employment



Mortgage Rates



Interest Rate


30 Year FRM



30 Year Fixed Rate FHA



15 Year FRM



7/1 ARM






Visit this link for the latest mortgage rates from Wells Fargo


Financial Rating



Standard and Poor’s





Mortgage Rates at Wells Fargo Mortgage

We compared Wells Fargo mortgage rate with industry averages and found that it was a few points higher compared to the some of the other mortgage lenders we reviews. The company does provide home mortgage solutions to those with lesser than ideal credit scores. Wells Fargo and its Fixed and Adjustable FHA loans also makes it possible for those with low down payments to avail of a home mortgage plan. A good mix of mortgage plans and solid customer services makes Wells Fargo one of our top choices for Mortgage providers.

Latest Reviews

Start your review for Wells Fargo Mortgage
Nicole Wilson
Wells Fargo Mortgage review
BEWARE! We had a casualty insurance loss at our home - storm related. The Insurance Company paid promptly, payable to us and Wells Fargo, but wells Fargo refused to release any of the (almost $180,000) funds until the CERTIFICATE OF OCCUPANCY was received from the city! In other words, we had to pay for all of the repairs ourselves, and then get reimbursed when ALL the work was completed, every Contractor had been paid, and the City approved the repairs! Then and only then would Wells Fargo sign off on the Insurance company check! As you may know, contractors won't work for 6 months without pay; they get paid in increments as work is completed. Of course Wells Fargo was all too happy to make us a home equity loan and charge interest while our home was being repaired, and they reminded us of that with every phone conversation we had with them! The storm itself was trauma enough; Wells Fargo made it 10x worse!