Best USDA Mortgages [Top 7]
What is a USDA Mortgage? Who is Eligible?
Last Updated: March 25, 2026
The U.S. Department of Agriculture offers $0 down-payment loans to qualifying home buyers.
Our #1 Choice
AmeriSave Mortgage
Easy Mortgage Starts Here
Quick Quote and Approval
Broad array of home purchase loan programs
Pre-Approval Letter with Rate Lock Protection
Over $130 Billion Funded. 23 Years in Business
Veterans United Home Loans
VA Homebuying Simplified
Determine your 2026 homebuying budget
Get up to 100% financing with 0% down
Skip the paperwork with our homebuyer app
America's #1 VA Lender (VA Lender Statistics)
Rocket Mortgage
A Streamlined Online Experience From Start to Finish
Clear, reliable numbers from day one
Dedicated support for first-time buyers
Simple steps with expert guidance along the way
Confidence at every stage of your homebuying journey
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LendingTree
Wide Network of Lenders
Free to check mortgage offers today Simple and secure process Personalized mortgage quotes with no credit impact Terms & conditions apply
- The largest volume lender in the US, now offering USDA loans
- No Down Payment for Qualifying Indivudals
- A+ rated with the BBB
- Award-winning customer service
- Confirm Rates & Eligibility On Their Website
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Suggest a BusinessHave you or your spouse served in the US Military?
Veterans & active duty military may be eligible for a $0 Down VA Loan