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Medigap.com Medicare Supplement Insurance Review


Rating: 9.5 / 10 (Excellent)
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Medigap.com Overview

Medigap.com is an online marketplace that connects those looking for supplemental Medicare insurance to providers in their state. Supplemental coverage, or Medigap coverage, makes up for many of the out-of-pocket costs people are liable for with their traditional Medicare plan. Medigap plans allow for varying degrees of coverage for things like Part A & B deductibles, coinsurance and copays. It also provides for coverage during international travel (which Medicare typically doesn't), hospice coinsurance, and skilled nursing care.

Medigap.com can provide Supplemental Medicare plans from a list of trusted partner carriers, some of which include Blue Cross, Aetna, and Cigna. All 10 Medigap plans are standardized by the federal government. They differ in percentage of deductibles and copays covered, yearly out-of-pocket max, and other details as well. All private providers offer the same exact Medigap plans, the only difference is price. Medigap.com enables customers to find the best price considering location and discounts. In order to obtain a free online quote, Medigap.com only needs the following information:

  • Desired Plan
  • Gender
  • Date of Birth
  • Address
  • Name
  • Email
  • Phone

By submitting this information you are consenting to be contacted via phone or email by onr of Medigap.com's supplemental Medicare insurance professionals.

SERVICES

Plans offered through Medigap.com feature:

  • Low Out-of-Pocket Costs
  • No Referrals Required
  • Own Choice of Specialist and Hospital
  • Customized Medicare Plans
  • Nationwide Coverage
  • Outpatient Care
  • Labs

COVERAGE

Medigap.com offers the standard supplemental Medicare plans A-N. All plans cover Part A coinsurance, then have differing coverage details then after. Monthly premiums vary will vary greatly by provider and location. Depending on the plan selected, once obligations are met concerning premiums, coinsurance, and out-of-pocket max, Medigap coverage pays 100% of further costs with no yearly maximum.

 

A

B

C

D

F

G

K

L

M

N

Part A Coinsurance/Copayment

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B Coinsurance/Copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A Deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B Deductible

No

No

Yes

No

Yes

No

No

No

No

No

First 3 Pints Blood

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Hospice Care Copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled Nursing Facility Copayment

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Foreign Travel Coverage

No

No

80%

80%

80%

80%

No

No

80%

80%

--Under Plan F there is a high deductible option customers can choose for lower premiums. With it, patients will be responsible for the first $2,200 in coinsurance, copays, and deductibles.

--Plans K and L have yearly out-of-pocket maximums of $5,120 and $2,560 respectively.

--Plan N has a $20 copay for some doctor visits and a $50 copay for ER visits.

QUALIFICATIONS

Resident of state where policy is offered

65 years and above

Under 65 with End-stage Renal Disease

In some states

Under 65 with Certain Disabilities

In some states

Summary - Medigap.com

Medigap.com can help those over 65 navigate the complex world of supplemental Medicare insurance. The company does a good job showing all available plan choices free of charge. As most Medigap plans differ only in price and available doctors, Medigap.com is a great resource for getting a good idea as to all one's options.


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Top Rated
9.5 / 10
  • Make Sense of Medigap
  • All Supplemental Medicare Options
  • Get Quotes Free of Charge
  • Best Plans at Lowest Prices
  • Plans from Blue Cross Blue Shield, Humana, more