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LeapLife Insurance Review


ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent)
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Founded in 2015 and based in New York, New York, LeapLife is a life insurance agency licensed in all 50 states. The company matches consumers with life insurance policies written by local and national life insurance carriers based on their needs and situation. LeapLife offers quick approval and online applications with multiple carriers and is rated A+ by the BBB.
 
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How is LeapLife rated?

Breakdown

4.5/5
Company Stability
4.5/5
Reputation
4.6/5
Policies & Coverage

Overall Rating: 4.5 / 5 (Excellent)

LeapLife matches customers with personalized insurance policies. The company's philosophy is centered around providing consumers a fast, easy and comprehensive method of getting affordable life insurance quotes.

The company offers a quick, online quote process that provides offers from multiple carriers in seconds and actual coverage in minutes. LeapLife is a licensed life insurance agency that operates in all 50 states. the company connects prospective customers to offers from various national and regional life insurance carriers.

LeapLife gets high marks from both the BBB and Trustpilot.

Financial Strength

Company Stability - 4.5 / 5

A life insurance carrier's financial strength is critically important. Consumers want to be assured that their carrier will remain in business years in the future and will have sufficient resources to pay the policy's beneficiaries. LeapLife says that it deals only with carriers who hold high financial strength ratings. This is evidenced by the list of LeapLife affiliates, which includes Lincoln Financial Group, Pacific Life, and Protective, among others.

We encourage consumers to verify the financial strength ratings of any life insurance carrier they are matched with by consulting Standard & Poors, Moody's, A.M. Best, and similar organizations before committing to a policy.

Reputation & Customer Experience

Customer Ratings

Trust Pilot Rating
4.5 out of 5
BBB Rating
A+
Number of BBB Positive Reviews
0
Number of BBB Negative Reviews
0
Date Collected
2020-05-28

Reputation - 4.5 / 5

LeapLife enjoys an A+ rating with the BBB. The firm has yet to receive any reviews or complaints on the BBB website. LeapLife also earns 4.5 out of 5 stars on Trustpilot, with 98% positive reviews. Since LeapLife is a newer company in the life insurance industry, its relative lack of published and verified consumer feedback is neither unusual nor a cause for concern.

LeapLife Policies

LeapLife offers customers the following life insurance policies: Term, Whole Life, Universal Life, Accidental Death.

Term Life Insurance

Minimum Age
18
Maximum Age
75
Minimum Death Benefit
$100
Maximum Death Benefit
$5
Available Terms
10 year
15 year
20 year
25 year
30 year
35 year
40 year

Policies & Coverage - 4.6 / 5

LeapLife accepts applications from customers between the ages of 18 and 75. Term policies typically are available in increments in 10-40 years; however, LeapLife can connect customers with multiple options so we recommend going through the quote process to see what is available. Similarly, a general range of term life death benefits would be $250,000 - $1,000,000, but some carriers may fall outside this. Policy extras like guaranteed renewability and term-to-permanent conversions are available but vary by carrier.

LeapLife's insurance carrier partners include AIG, Lincoln Financial Group, Assurity, Transamerica, Prudential, Legal & General (Banner Life), Protective, Pacific Life, SBLI, Sagicor, and Mutual of Omaha.

Flexibility and Available Riders

Available Term Life Riders

  • Child Protection Rider
  • Disability Income Rider
  • Guaranteed Insurability Rider
  • Critical Illness Rider
  • Spouse Protection Rider
  • Long-Term Care Rider
  • Family Income Benefit Rider

Available Carriers

AIG, Lincoln Financial Group, Assurity, Transamerica, Prudential, Pacific Life, Legal & General (Banner Life), Mutual of Omaha, Protective, SBLI, and Sagicor.

Flexibility & Available Riders - 0 / 5

As LeapLife offers policy matches from a variety of providers, additional riders may be available depending on the insurance carrier a customer selects.

Additional Company Information

Homepage URL
https://new.hifiona.com/products/life-insurance
Company Phone
(844) 755-5327
Headquarters Address
43 West 24th Suite 600, New York, NY, 10010
Year Founded
2015

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Top Rated
Our Partner
  • The only 100% no medical exam term life insurance
  • Ages 18 to 60 are eligible to apply
  • Term life policies $50,000-$1.5 million in coverage
  • Company offers 10, 15, 20, 25, and 30-year terms
  • Monthly premiums as low as $10
  • Featured in WSJ, CNN, Forbes, TechCrunch & Money.com
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