Allstate Landlord Insurance Review

#3 in Landlord Insurance

Allstate is an insurance company that specializes in general liability, retirement planning and life insurance. This company also offers landlord insurance which covers other structures protection, building code and constructions for rental properties.

Landlord Insurance Coverage by Allstate

  • Liability Coverage
  • Fair Rental Income Coverage that helps pay rental income in the event a rental becomes uninhabitable because of a covered loss or if tenants have to move out. Proceeds can continue for up to 12 months while the unit is being rebuilt or repaired.
  • Premises Medical Protection
  • Other structures protection that covers sheds, garages, and other buildings that are separate from rental property.
  • Dwelling Protection
  • Covers perils such as falling objects, fire, smoke, windstorm, hail, burglary, vandalism, and water damage from plumbing, water heater, or burst pipes.

Additional Coverage:

  • Burglary Coverage that helps pay for repairs and replacements a client’s dwelling needs as well as covers belongings used for a landlord’s rental property.
  • Building Code
  • Rental Property Under Construction
  • Vandalism Coverage which covers the cost to repair or replace what was damaged and provides coverage for belongings used for the rental property.

Additional Policies:

  • Personal Umbrella Policy
  • Flood Insurance

What’s Not Covered?

  • Personal Property
  • Breakdowns in the rental policy
  • Earthquakes, water backup, and floods

Damage Reimbursement

  • Building Structure Reimbursement

Actual Cash Value

Services                                  

Allstate Company offers a variety of insurance services which includes landlord coverage. This company provides assistance for claims and medical support in case of injury within the premises.  Allstate also offers protection programs from perils such as fire, earthquake and flood.

Allstate provides discount for insurance holders who acquire multiple services. Multi-policy discount gives deduction up to 30%. The company offers insurance coverage for different housing structures like single-type home, duplex, triplex, quadruplex, condominiums and apartments.

This insurance service provider prevents price inflation and covers fair rental income. Fair rental income pays the rental earnings the landlord may have lose in case renters have to move out or lest of fortuitous events.

Allstate offers replacement costs and provides legal fees for the structure’s law-related expenses. The company’s official website has coverage calculator to cater online quotation, claims and payments. Applicants may contact Allstate through telephone, email and FAQs.

Services and Features

Claim Assistance

Premises Medical Assistance

Repair Services

Umbrella Insurance

Loss Settlement Agreement

Policy Statement

Coverage and Protection

Personal Liability

Fire

Earthquake

Flood

Malicious Mischief

Dwelling Protection

Fair Rental Income

Comprehensive Property

Legal Fees

Vandalism

Theft

Personal Injury

Inflation

Actual Cash Value

Replacement Costs

Types of Structures Covered:

Condominium

Apartment

Townhouse

Single-family House

Duplex

Triplex

Quadruplex

Payment and Premiums:

Monthly Premiums

$250

Cost of insuring a house

Not Stated

Discounts and Deductibles:

Multi-policy

New Renovation Discount

New Customer Discounts

Group Savings Discounts

Help Support and Usability:

Online Quotation

Online Payment

Online Claims

Coverage Calculator

Telephone

Email

FAQS

Landlord Insurance at Allstate

Allstate Insurance Company offers a wide variety of landlord protection and discounts which makes it ideal for rental property owners searching for this kind of coverage. With its multi-policy discounts, policyholder can save up premiums for future building reconstructions and may consider purchasing another policy.