ReliaShield Identity Theft Protection Review
ConsumersAdvocate.org
What does it protect?
Essential
- Covers All Types of ID Theft
- Personal Information and Dark Web Monitoring
- Social Security Number Monitoring
- Change of Address Monitoring
- Court Records Monitoring
- Data Breach Updates
- 24/7/365 Customer and Recovery Services
- Unlimited Restoration Services
- $1 Million Stolen Funds and Expense Reimbursement
- Wallet Protection
- Free Credit Report Reminders
Prime
All Essential features plus:
- Non-Credit Loan Monitoring
- Neighborhood Predator Monitoring
- Single Bureau Credit Monitoring
Elite
All Prime features plus:
- 3 Bureau Credit Monitoring
- Monthly Credit Score Tracker
- New Bank Account Application Notification
- Credit Card Application Notification
Services
|
Monitoring |
Yes |
|
Fraud Alerts |
Yes |
|
Credit Freeze |
Gives assistance |
|
Reimbursement Insurance |
Yes, up to $1 million |
|
Resolution & Restoration |
Yes, full service |
|
Credit Monitoring |
Yes, with Prime and Elite plans |
Features
|
Features |
Available? |
|
ID Theft Coverage |
Covers all types of ID Theft including financial fraud, medical ID theft, tax fraud, criminal ID theft, social security fraud, child ID theft, benefits and employment fraud and title fraud |
|
Personal Identity Monitoring |
Monitoring that includes court records, address, social security number, dark web and general personal information |
|
Instant alerts |
Get alerts when your personal information has changed or is being used without your permission |
|
Social Security Number Monitoring |
Detects names and aliases associated with your SSN and notifies you of new activity
|
|
Change of Address Monitoring |
Reports if your mail has been redirected through the U.S. Postal Service |
|
Court Records Monitoring |
Tracks and alerts you in a criminal act is committed in your name |
|
Data Breach Updates |
Notifies you of data breaches that you could have an impact you |
|
24/7/365 Customer Support |
Provides 24/7/365 access to customer service and ID theft recovery specialists |
|
Restoration and Recovery Assistance |
A dedicated certified identity theft specialist will work on your recovery case with no monetary or time limit until your identity has been completely restored. |
|
Insurance Protection |
$1,000,000 of insurance coverage for events related to fraud, embezzlement, theft, forgery and stolen funds from your financial accounts |
|
Wallet Protection |
Quickly and effectively terminates and re-orders wallet contents when your wallet is lost or stolen |
|
Free Credit Report Reminders |
Convenient reminders to order and review your free credit reports every four months. |
|
Non-Credit Loan Monitoring |
Alerts you if a payday loan has been opened using elements of your identity |
|
Neighborhood Predator Monitoring |
Available to provide you with a report and alerts of all sex offenders living within a defined radius of your zip code |
|
Social Media Monitoring |
Available to notify you of privacy or reputation risks with the content you are sharing |
|
Credit Monitoring |
Available with Elite Plan to monitor changes in your credit reported to all three national credit bureaus – Transunion, Equifax and Experian |
|
Credit Scores |
Available with Elite plans to track your credit score to identify trends over time |
|
Bank Account Monitoring |
Available with Elite plans to notify you if a new bank account is opened using your personal information |
|
Credit Card Monitoring |
Available with Elite plans to notify you if a new credit card account is opened using your personal information |
|
Account Takeover |
Available with Elite plans to monitor your existing bank accounts to detect attempts to add new account holders |
|
Better Business Bureau Rating |
A+ rated with only one consumer complaint |
Prices
Individuals
- ReliaShield Essential, $7.99 per month, $87.99 per year
- ReliaShield Prime $14.99 per month, $164.99 per year
- ReliaShield Elite $23.99 per month, $241.89 per year
Families*
- ReliaShield Essential, $14.99 per month, $164.89 per year
- ReliaShield Prime $24.99 per month, $274.89 per year
- ReliaShield Elite $.34.99 per month, $384.89 per year
*FREE COVERAGE FOR KIDS
Bottom Line
ReliaShield is an impressively affordable provider of both personal and family identity theft protection plans.
They offer comprehensive coverage that monitors and alerts you of threats, fully restores your identity if you do become a victim, and provides $1,000,000 in reimbursement insurance that covers stolen funds from your bank account.
Depending on the plan you choose, ReliaShield offers wide-ranging monitoring and ID restoration services. We noted one drawback with the company's product offering: with the company's essential plan, no credit monitoring service is included. Credit report changes are often the first sign that a consumer's identity has been stolen. But for the price-conscious consumer who is a seeking a well-rounded service plan, ReliaShield is an option worthy of further investigation.
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Customer Comments & Reviews
- 3-bureau credit monitoring
- ID theft protection services
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$1M stolen funds & expense reimbursement
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24/7 customer & recovery services
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Free coverage for kids
