myFICO Identity Ultimate Identity Theft Protection Review

Rating: 8.2 / 10 (Excellent)
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Identity Ultimate is an identity theft protection offer by myFICO, a trusted financial company based in the US. Identity Ultimate provides protection for vital personal information that includes your Credit Card Number, SSN, Lost Wallet Protection and Medical benefits protection. It provides personal identity theft protection for individuals and families.

What does it protect?

Individual Plan

Credit Card Number

Social Security Number

Name and Address

Bank Account Number

Lost Wallet Protection

Fraud Alerts

Medical Benefits Protection

Junk Mail Reduction

Anti-spyware Protection


Family Plan

All Individual protection plan features plus coverage for your spouse, parents, children and other relatives




Monitoring Yes         
Fraud Alerts Yes
Credit Freeze Gives assistance
Reimbursement Insurance No $1 Million Insurance
Resolution Gives assistance
Restoration Gives assistance


*** Identity Ultimate does not employ automatic credit fraud alerts on your accounts. This means you have to personally contact credit bureaus to notify them of fraud.



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Bank Account  protects against unauthorized use of your bank account
Credit and Debit Cards  notifies you of any fraudulent use of your cards
Personal Name  checks and monitors your name in public records
Address notifies you of any changes in your address (bank accounts, credit information)
Credit Scores immediate access to your credit scores
Child ID protection extends protection to children and family members
Medical ID Theft Protection protect your medical benefits from unauthorized use
Mailing list removal  protects you from unsolicited emails
Social Security Number  tracks and monitors use of this all important information
Credit Reports and Monitoring protects any sudden changes in your credit information


*** Identity Ultimate includes monitoring known sites where personal identity is often sold or traded. Aside from protecting your personal name, it also tracks and monitors your SSN, bank accounts and medical information. Medical ID theft monitoring prevents unauthorized use of your medical benefits.  



Individual Plan $10 per month

Family Plan $19.99 per month


*** Identity Ultimate individual plan stands at $10 per month which is one of the lowest priced in the market today. This gives you excellent personal identity theft protection providing a well-rounded product that is able to identity instance of fraud. Its family identity theft protection coverage comes at double its individual plan but does not charge any extra per additional child.


Bottom Line

Identity Ultimate provides comprehensive protection against identity theft and fraud. Its $10 individual plan offering is competitively priced and could be a major plus for budget hunters.


NOTE: Please be aware that the link from our site will bring you to a page that only mentions credit monitoring, but there are more package options available. Click on "Activate FICO Score Watch" which takes you to the shopping cart. Then, click on the "Compare our Products" tab at the top to view other package options!

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Our Partner
8.2 / 10
  • $1 million insurance
  • Official FICO Scores from all 3 Bureaus
  • Family, child coverage
  • Competitively priced