IDENTITY IQ Identity Theft Protection Review

2 Customer Reviews - see all comments
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IDENTITY IQ is an identity theft protection service that offers four protection packages. Basic packages start at $6.99 and Protect Max sells for $29.99. IDENTITY IQ has been providing this service for more than 2 decades, helping people secure their personal information. Security features include credit score tracker, checking account reports and three credit bureau reporting. IDENTITY IQ also offers $1 million insurance and recovery assistance for clients.

 

What does it protect?

 

 

Protect

Protect Plus

Protect Pro

Protect Max

1 Bureau Daily Credit Monitoring & Alerts

Yes

Yes

 

 

3 Bureau Daily Credit Monitoring & Alerts

 

 

Yes

Yes

1 Bureau Credit Report & Score

 

monthly

Monthly

 

3 Bureau Credit Report & Scores

 

 

 

Quarterly

Discounted Additional Reports & Scores 

Yes

Yes

Yes

Yes

One Call Dispute Assistance

Yes

Yes

Yes

Yes

ID Theft Insurance

$25,000

$25,000

$1,000,000

$1,000,000

Credit Score Tracker

Yes

Yes

Yes

Yes

ID Fraud Restoration Specialist

Yes

Yes

Yes

Yes

Fraud Alert Assistance

Yes

Yes

Yes

Yes

Opt-out IQ (Junk Mail/Do Not Call List)

Yes

Yes

Yes

Yes

CreditIQ-Rental History

 

 

 

 

CreditIQ-Property History & Public Records

 

 

 

 

Checking Account Report

 

Yes

Yes

Yes

Lost Wallet Form and Assistance

 

Yes

Yes

Yes

Credit Score Simulator

 

 

Yes

Yes

IQ Center

Yes

Yes

Yes

Yes

 

 

Services

 

Monitoring

Yes         

Fraud Alerts

Yes

Credit Freeze

Gives assistance

Reimbursement Insurance

Yes up to $1 million

Resolution

Gives assistance

Restoration

Gives assistance

 

Features

 

ID Vault 

keeps and stores all of your passwords

Lost wallet protection 

provides assistance when cancelling your credit cards 

Personal recovery assistant 

provides help in recovering your ID in worst case scenarios

Credit analyzer 

get access to your credit score, notifies you of any changes

$1 million identity insurance 

coverage for lost wages and costs when recovering your personal identity

Credit scores 

3 credit scores from 3 bureaus

 

Prices

 

Protect                 $6.99

Protect Plus         $15.99

Protect Pro          $19.99

Protect Plus         $29.99

 

Consumer Reviews

IDENTITY IQ is not BBB accredited but gets a respectable A- rating.

 

Bottom Line

IDENTITY IQ offers a good range of identity theft protection features but lacks some of the more advanced services provided by other companies. It does not offer child identity protection services which has become one of today’s security concerns. It’s most basic plan starts at $6.99 which is up to par with other companies but the amount of protection it provides pales in comparison to similarly priced offers.


Top Rated
Our Partner
9.8 / 10
  • Editor's #1 choice, fantastic customer satisfaction
  • Quarterly credit score* updates
  • $1M identity theft insurance
  • BBB accredited, A+ rating
  • 30-day free trial

Latest IDENTITY IQ Reviews

M
Miranda L
Pittsburgh, Pennsylvania

4/11/2018
Irony...a credit protection agency charged my credit card without my authorization. I had lost my debit card that was associated with my IdentityIQ monitoring service. I received an email from them on March 10th that we were not able to charge my credit card and asked me to update my profile, which I elected not to do with my new debit card number. Today, April 11th, I was charged twice for $14.95 on my new card which I never gave them the account number. I called the company to request a refund and to ask how they got my new debit card number and I was told that my bank gave it to them (which is not the case, I verified with my bank). I was told that they would only refund one charge for... Read More


J
Jerry M
Island Park, New York

3/21/2018
This company is a complete RIP-OFF. DO NOT DO BUSINESS WITH THEM. They lock you into recurring payments. Then cannot backdate cancellations. You have to call back when it's about to expire, or you will be charged another month. If you choose to cancel immediately, you are still charged but will not be able to use the services for the rest of the month.