IdentityIQ offers identity theft protection services with multiple protection packages. The Secure Plan offers all the basic features like 1 bureau credit monitoring and identity theft insurance for $6.99/mo. On the other end of the spectrum is the company's deluxe plan Secure Max, which sells for $29.99/mo and supplies more advanced features like 3 bureau credit reports and scores, family protection1, identity theft restoration assistance with LPOA (limited power of attorney) and much more. IdentityIQ has been helping people secure their personal information for almost a decade. Security features include application monitoring, dark web monitoring, and US-based ID restoration services. IdentityIQ also offers up to $1 million in identity theft insurance* and recovery assistance.
What do the plans include?
|
|
Secure |
Secure Plus |
Secure Pro |
Secure Max |
|
Credit Reports and Scores |
No |
Annual 3 Bureau |
Bi-Annual 3 Bureau |
Monthly 3 Bureau |
|
Credit Report Monitoring |
Daily 1 Bureau |
Daily 1 Bureau |
3 Bureau |
3 Bureau |
|
Dark Web & Internet Monitoring
|
Yes |
Yes |
Yes |
Yes |
|
Stolen Funds Reimbursement* |
$1,000,000 |
$1,000,000 |
$1,000,000 |
$1,000,000 |
|
Coverage for Lawyers and Experts* |
Yes |
Yes |
Yes |
Yes |
|
Personal Expense Compensation* |
Yes |
Yes |
Yes |
Yes |
|
SSN Alerts |
Yes |
Yes |
Yes |
Yes |
|
Synthetic ID Theft Protection |
Yes |
Yes |
Yes |
Yes |
|
File Sharing Network Monitoring |
Yes |
Yes |
Yes |
Yes |
|
Lost Wallet Assistance |
Yes |
Yes |
Yes |
Yes |
|
Checking Account Report |
Yes |
Yes |
Yes |
Yes |
|
Opt-out IQ (Junk Mail/Do Not Call List) |
Yes |
Yes |
Yes |
Yes |
|
US-Based ID Restoration Service |
Yes |
Yes |
Yes |
Yes |
|
Alerts on Crimes Committed in Your Name |
No |
No |
Yes |
Yes |
|
Score Change Alerts |
No |
No |
Yes |
Yes |
|
Credit Score Tracker |
No |
No |
No |
Yes |
|
Credit Scores Simulator |
No |
No |
No |
Yes |
|
Family Protection1 |
No |
No |
No |
Yes |
|
Identity Theft Restoration Assistance |
No | No | No | Yes |
Services
If customers of IdentityIQ should find themselves a victim of identity theft, the company will provide ID restoration assistance. Customers receive a dedicated case manager that is US-based who will create a personalized plan of action.
|
Monitoring |
Yes |
|
Fraud Alerts |
Provides assistance |
|
Credit Freeze |
Provides assistance |
|
Reimbursement Insurance |
Yes, up to $1 million* |
|
Resolution |
Provides assistance |
|
Restoration |
Provides assistance |
Prices
Secure $6.99
Secure Plus $9.99
Secure Pro $19.99
Secure Max $29.99
Consumer Reviews
IdentityIQ is a BBB accredited business and carried an A+ grade by the organization. The customer complaints the company has generally received center around cancellation and billing issues. However, IdentityIQ has responded to or resolved the majority of such complaints.
Bottom Line
IdentityIQ offers a good range of identity theft protection features and updates their services to provide a strong list of monitoring/reporting, score simulation, and family protection1 options, although these are mainly available only with the most expensive plan. Price-wise IdentityIQ is more or less in line with competitors offering similar services. One major plus is the personalized identity restoration assistance. While many companies offer advice, IdentityIQ provides a dedicated case manager who will communicate a plan directly with the victim.
*1,000,000 ID Theft Insurance - provides up to $1,000,000 in coverage for funds stolen by unauthorized electronic funds transfer from an account in your name, legal fees, miscellaneous expenses, and up to $1,500 per week (five weeks maximum) for wages lost while resolving a stolen identity event. All of this with a $0 deductible. Underwritten by AIG.
1Underwritten by AIG. Free family protection available on selected plans.
- 3-bureau credit monitoring available
- Identity theft protection services
- Fraud prevention services
- Anti-virus & VPN option
- Up to $1 million stolen funds reimbursement