Choice Home Warranty Review

Choice Home Warranty Review

Established in 2008, New Jersey based Choice Home Warranty is one of the newer nationwide providers of home warranties on the market. 

Coverage

Depending on the plan you choose—either the Basic or the Total—Choice Home Warranty coverage for a wide range of home systems and appliances. They also offer a green star feature that replaces energy star compliant products.

Total Plan Systems and Appliances covered:

Clothes dryer
Clothes washer
Kitchen refrigerator
Air conditioning/ cooler
Heating system or built-in wall unit
Water heater
Electrical system
Plumbing system/ stoppage
Built-in microwave
Oven/ range/ cook top
Dishwasher
Garbage disposal
Ceiling and exhaust fans
Ductwork
Garage door opener
Green products – replacement of Energy Star compliant products

Basic Plan Coverage

Excludes washers, dryers, refrigerators, and air conditioning systems

Optional Coverage

Pool and/ or spa equipment
Septic tank pumping
Well pump
Sump pump
Central vacuum
Limited roof leak (single family homes only)
Stand alone freezer
Second refrigerator
Septic system

Price

Total Plan $54.95 per month

Basic Plan $47.85 per month

Service call fee (deductible) $85 per call

*Quotes based on a single-family home measuring under 5000 square feet, located in a small midwestern city

Fine Print

You can cancel your contract within the first 30-days of your order date for a refund of the paid contract fees, less a $50 administrative fee and any service costs incurred by the company. 

Final Thoughts – Choice Home Warranty

Choice Home Warranty is fairly new in the home warranty industry. Currently, the company earns a B rating from the Better Business Bureau. There have been several thousand complaints lodged with the BBB against Choice Home Warranty, but the truth is, complaints against home warranty companies are pretty common. Many arise from customers not reading or understanding the coverage limits included in their agreements. No matter which home warranty service you're considering, you should request a copy of your complete agreement and read it carefully before signing up for service online. We give Choice Home Warranty a point for transparency because the company provides a link to its agreement on its home page and elsewhere on its website. The agreement states that its liability is limited to $3,000 per contract item for access, diagnosis, and repair or replacement.