Rating: 8.8 / 10 (Excellent)
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Since 1990, Freedom Mortgage continues to be a full-service direct lender licensed to operate in all 50 states with 8 local centers nationwide. They are a member of Mortgage Bankers Association, National Association of Mortgage Brokers, and an approved Equal Housing Lender. Freedom Mortgage offers multiple home loan options including Cash-Out Refinance, Home Refinance, Home Purchase, HARP, and USDA Streamline.

Services and Features

Freedom Mortgage provides home equity loans including cash-out refinance and home refinance enabling homeowners to lower their monthly payments, make home improvements and repairs, and get access to much needed cash. The company offers several mortgage refinance options based on a client’s financial situation. These options include Conventional, HARP, VA Cash-Out, VA Streamline, USDA Streamline, FHA Cash-Out, and FHA Streamline.

Home equity loan programs from Freedom mortgage enables homeowners to consolidate high-interest debt such as student loans and credit card through its cash-out refinance program. This allows them to reduce monthly payments or pay-off their mortgage sooner by changing loan terms. Freedom Mortgage’s Home Equity Loan also let clients lock in better rates by switching adjustable rate mortgage to a fixed rate.

Their website is equipped with tools and calculators. Its mortgage refinance calculator and mortgage affordability calculator gives homeowners a quick view of how much a home loan is going to cost them and make better decisions based on this information. Customers can get an estimate of how much money they can save by refinancing by entering their current monthly mortgage payment, loan amount, new mortgage rate, and loan term.

Services and Features

Home Equity Mortgage Calculator


Online Quotation

Online Application

Financial Guide

HELOC Draw Period


Types of Home Equity Loans

Fixed Rate Loans

Home Equity Lines of Credits (HELOC)



18 years of age and older

Credit Score (Minimum)

Not Stated

Primary Home Owner

Not Stated


Member of US Department of Housing and Urban Development

Member of FDIC

Insured by FHA

Approved by Equal Housing Lender

Plan Details

Origination Fee

Not Stated

Closing Cost

Maintenance Cost

Not Stated

Application Fee

Not Stated

Variable Rate APR

Fixed Rate APR

Not Stated

Help and Support

Mobile App

Telephone Support

Live Chat



Home Equity Loans at Freedom Homes

Freedom Mortgage is an excellent choice for homeowners searching for home equity line of credit. It helps homeowners make more informed decisions through its simple online tools that give them a quick estimate of how much their loan is going to cost them. But more importantly, its helpful team of loan experts are there to assist with inquiries and the application process.  


Top Rated
Our Partner
8.8 / 10
  • Put your home’s equity to work for you and get the money you need
  • Lower your monthly payments when you consolidate high-interest debt
  • Get cash for large expenses, like home improvements or college tuition
  • Act now to get the money you need that can improve your quality of life

Latest Freedom Mortgage HELOC Reviews

Connie R
Sparks, Nevada

This is the worst company I have ever dealt with! They do not return phone messages and they lie. Trying to find a new company to get away from these people!!!!!