Rating: 9.7 / 10 (Excellent)
24 Customer Reviews - see all comments
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What’s Included with FirstQuote Health Insurance*?

  • Hospitalization
  • Laboratory services
  • Maternity and newborn care
  • Emergency services
  • Ambulatory patient services
  • Prescription drugs
  • Pediatric services

*Based on Humana Health Insurance

Types of Health Insurance Plans

FirstQuote Health connects individuals and families with health insurance providers across the United States. Their ample network of insurers includes such well-established companies as Aetna, Humana, Cigna, and Blue Cross Blue Shield, as well as federal insurance programs such as Medicare and Medicaid. After completion of a simple form, requiring some basic information, one of FirstQuote’s independent agents contacts you in order to assist you in choosing the plan that best fits your needs.

Businesses and Organizations

Yes

Individuals and Families

Yes

Short-Term Health Insurance

Yes

Plans Reviewed

Bronze Insurance Plan

  • Affordable monthly premium with highest out-of-pocket costs
  • Deductibles for individuals are $6,300 / $12,600 per family
  • If an in-network doctor or healthcare provider is used, the plan will pay for some or all of the costs

Silver Insurance Plan

  • Deductibles for individuals are $2,500 / $5,000 per family, as well as $250 / $500, respectively, for prescription drugs
  • Lower out-of-pocket cost and monthly premium rates compared to Bronze Plan
  • Go to the specialist of your choice without asking for permission

Gold Insurance Plan

  • $0 deductible for individuals and families
  • Lower out-of-pocket limits than the Bronze or Silver plans, ($6,750 person/$13,500 family)
  • Higher monthly premium in return for lower out-of-pocket expenses

Platinum Insurance Plan

  • Highest monthly premium
  • Lowest out-of-pocket limit ($4,000 person/$8,000 family)

*Based on Cigna Health Insurance

How Much Can FirstQuoteHealth Save You?

Prices and rates will vary, depending on the insurance company and specific plan they choose. Generally speaking, however, the more coverage a plan offers, the higher the premiums.

Annual Maximum Limit

Each individual insurance company decides on their own annual maximum limit for each health plan. Most insurers, however, don’t offer an annual maximum for specifically covered services. Before making a final decision and purchasing a policy, we recommend that you thoroughly research the company and plans, in order to compare their maximum annual limits.

Summary

FirstQuote’s online health insurance marketplace makes choosing a plan an easy process, thanks to their network of independent agents, who can quickly help you assess your needs and recommend the best plan for your situation. Since these agents aren’t constrained by their association to a specific insurer, they are free to find competitively priced insurance policies that can save their customers time and money. 


Top Rated
Our Partner

  • Get Coverage as soon as Tomorrow!
  • Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
  • Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
  • Visit any doctor in their nationwide network; no referral required
  • No long term commitment. Budget Friendly.

Latest FirstQuoteHealth Reviews

dougswanner42544

12/5/2023
I fully regret coming across this company's website as my phone has blown up over and over and over again since I filled out my information seeking advice on an AEP (insurance) plan. I uncovered their first lie (that I will SEE quotes) but their idea of "seeing" a quote is multiple phone calls. Then I started getting texts seemingly saying that I had spoken to one of their representatives, which doesn't represent what I have said to their rude, immoral, bothersome callers (I was equally as rude, upbraiding the reps at every turn and insulting their mothers, and it felt GOOD. I found a use for them... decompression and running my mouth at my very own pleasure. Looking forward to the... Read More


Tim S

12/5/2023
Can I give a zero? Was doing some research (I'm a licensed agent) and came on this site. Put in some demographics, but then was told to push confirm to receive a call. I quickly left the site. I have received 17 phone calls in the past 45 minutes by the most unprofessional people imaginable. Asked how to get off the list, was told to buy insurance. Most just hang up rudely. Awful, Chris Kelly. You should be embarrassed.


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Angela

8/31/2023
These people are AWFUL. They didn’t like the questions I was asking and told me to FUCK OFF and hung up on me. And I was being nice. I wasn’t yelling or raising my voice. Just asking questions. If you are searching for health insurance, use ANYONE other than this company.


opm.samara

7/12/2023
Now that I see these reviews, I'm glad I dodged one of the bullets for entertaining them. The agent that called me was OUT OF LINE, attempted to curse me out and had the audacity to call me INSANE AND BROKE because I would not pay for the over priced insurance he quoted me. But I am being bombarded with calls back to back now.


smorris.316

1/17/2023
Worst mistake ever! I accidentally gave them my information thinking it was for Obamacare and I have received 47 phone calls since yesterday as well as text messages!!! Can't get them to quit calling no matter how many times I ask to be taken off the list! Do not work with this company!


mm32761011

10/31/2022
If I could give them a negative 666 I would, these people are evil. I enrolled on Friday and they charged me five times in one day. I am still trying to get them to remove the last charge and they still keep calling me to enroll. I had them hang up on me and then transfer me to another agent with ten minutes of each other. It never ends and my policy is not effective until tomorrow.


L
Lady

11/12/2021
Because I was looking for best health insurance on the marketplace I signed up for best quotes online. HUGE MISTAKE!! This company has called me daily (sometimes as close as 3 minutes apart, and up to 50 times a day!!!) I answered just to get off their list. I have told 5 agents that and STILL getting calls. Today, was first time after calling a received a text from said number. Also, I blocked numbers but the last 4 digits changed. I have so many of their numbers blocked! It is a long list. I would NEVER do business with a company that DOES NOT listen when told to stop and remove me from list. Or that calls endlessly and never leaves a message!!


charlesgranja1

9/29/2021
I submitted for a quote, they give fake quotes. They share your information publicly without your consent, so that you receive 100 calls a day and 50 emails a day You tell them to stop or you will sue them, and they still call you every 20 minutes. You block their number and they call you off of 5 other numbers


mooncalfmagic

9/28/2021
Garbage company using India call centers to circumvent DO NOT CALL lists.


jodygirl321

9/10/2021
Wow! This is THE worst company I have dealt with in my 45 plus years in customer service. The first person had no idea what he was talking about, and I could literally hear another employee telling him word for word what to say to me. I said, "I don't want to be rude, but should I just talk with that person?" He kept talking over me, wouldn't let me get a word in. He transferred me to another person, and she did the same thing. Kept talking over me, and then refused to give me pricing. Then she proceeded to hang up on me. Never would I do business with this company.


Y
Yea R

9/7/2021
BEWARE! After the 84th call in the first 24 hours (not counting text messages) I had to filter out all calls coming from my area code just to calm myself. Your phone will not stop ringing and they are all spoofed numbers so there is no way to stop them. A week later I finally changed my phone number because I'm still getting about 3 per hour. There is no end... Do not use this service. 30 seconds of digging online reveals innumerable bad reviews, they are just a company that collects and sells your phone number. I called and asked if there was a way to make the calls stop and he literally told me "we sold your information, your number is out there brother" and hung up on me! I... Read More


kirinketsu

6/11/2021
I have been getting phone calls from FirstQuoteHealth for nearly a week now. Every time they call the number is always a spoofed number. The person who is on the line is always the same person which is a recording that responses by your voice input, even the people she connects you to are not real. After you answer your phone say yes to the first two questions and then say nothing more and you will see what I am talking about. The system will go through about 20 attempts to get you to talk to another one of their recorded reps before finally saying it seems none of our reps are available to help you I will call you back another time. It is all just an attempt to get more of your info.


R
Rick

4/2/2021
This is the worst company. There web site popped up on my search and I mistakenly gave my phone number. I have received over 40 calls in the last day. I have asked them to remove me from any lists and they have not responded. The phone calls keep coming. DO NOT give them your information! This is a nightmare. Horrible horrible company. No integrity. Appears all they are concerned is selling your phone number to as many people as possible. I hope the FCC puts them out of business. They are a disgrace!


golespanol

9/1/2020
Terrible and just terrible, I tried to get just some quick information and now my phone gets called at least 10 times a day from many sales reps from this company. They will spam you non stop and even after have told them to stop, calls still coming in.


mbrown6505

5/29/2020
DO NOT SIGN UP FOR THIS SERVICE AT ALL-THEY WILL NOT STOP CALLING AND TEXTING DAILY AND AT 11PM AT NIGHT....I HAVE RECEIVED OVER 20 CALLS AND TEXTS PER DAY AND THEY WILL NOT STOP-I REGISTERED ON DO NOT CALL REGISTRY AND THEY STILL KEEP CALLING


Brandon N

5/1/2019
This company is actually NextGen Leads. When you sign up on their website they take your information and then sell it to health insurance agencies to then reach out to you through constant, phone calls, texts, and emails. Multiple insurance reps said they bought my lead and they even felt sorry to be bothering me because they knew I'd been duped by FirstQuoteHealth.


J
J P

3/6/2019
FirstQuoteHealth keeps calling and texting me. I did NOT ask for a quote from ANY insurance company . I have insurance. They say they are calling somewhere named ROY. At the least , it is an unwelcome telemarketing company. At the worst , it is outright fraud.


B
bobbi

1/9/2019
DO NOT GO ON THIS SITE! They have called my personal number every 3 minutes for HOURS! I have asked repeatedly for them to stop calling. They hang up on me and call back again. UNBELIEVABLE! They should be SHUT DOWN!!!!


Tom M

11/11/2018
The calls never stop ,,, if you email them for info you get a hundred different brokers and agents call and messages in the first 2 weeks !, No way to stop these idiots, we have insurance !!


Adam J

11/4/2018
My mother, a 70 year old woman who doesn't have a lick of sense with stuff on internet (bless her soul) decided she'd try to "help" me out by contacting FirstQuoteHealth and she gave them my information and ever since I've had an abusive number of texts, calls, voice mails. Every time i block someone I have 2 more. I scoured FirstQuoteHealth webpage an even tried calling them but they hang up on me. Yes they HANG UP ON ME if I try to cancel this ILLEGAL use of my information (my mother was not authorized to give them permission to use my information). they make sure to be uncontactable, meanwhile they are selling my information that I did NOT authorize. This company is a scam and not... Read More


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Jess

8/30/2018
They contacted me about an inquiry they said I made. I contacted them back through their website directly to try to find out about the inquiry since I never made one. They refused to provide any details.


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Erin

8/14/2018
Do you like receiving an absolute barrage of emails, phone calls and even text messages from insurance agents? If so be sure to request a quote with FirstQuoteHealth! I called after receiving over 15 phone calls in 2 days. They told me that I'd have to ask each individual caller to take me off their list. It was so overwhelming that I actually never even received a single quote.


T
Tammey

6/26/2018
DO NOT request a quote from them unless you want to be bombarded with calls and texts until your phone seems like a switchboard at a very busy place of business! When I asked repeatedly to not be contacted anymore (and yes I said I felt like I was being attacked by vultures) the "qualified professional" agent responded via text -which I saved so that I could report to NICB -she informed me that I shouldn't be so "dramatic at my age and that I was the one who put my information online! RUDE AND UNPROFESSIONAL!! They don't deserve this half a star!


O
Ophelia R

6/7/2018
I was looking for information on Healthy Indiana Plan and was deceived by the website to call First Quote Health. They were extremely rude. Every time I asked if they represented Healthy Indiana Plan, they said they cannot tell me anything until I was ready to get insurance and hung up on me. To me, that is a very unethical way to act. They do not deserve even one star but I am forced by the way this comments section is constructed to give them at least one star. This too is very tricky and dishonest.